Get multiple home insurance quotes in 17876. Our licensed 17876, PA agents are ready to serve you.

Shop for Home Insurance in 17876 right now!

If you live in the 17876 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Shamokin Dam have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our PA licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 17876 and then compare quotes from a variety of nationwide insurance companies.

17876 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 17876 the average premium for homeowners coverage is $740 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 17876. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 17876 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Shamokin Dam, PA home insurance quotes in your area.

17876 Home Insurance Average Premiums

Local 17876 homeowners insurance quotes comparison

$490 /yr.

Shows Zip Code: 17876 lowest rates with discounts applied on average.

For the 17876, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$490 /yr.
Average Coverage:$740 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1040 /yr.

What is the average home insurance cost for a home in 17876?

  • • The average homeowners insurance premium paid annually for a home in 17876 is around $740 per year.

What does it cost on average per month for home insurance in 17876?

  • • Homeowners in 17876 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 17876?

  • • Autoowners in 17876 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Shamokin Dam area, check out other zip codes nearby 17876.
Review average rates in another zip code:
17876 homeowners insurance rates

Home Replacement Cost Coverage in 17876

Average Building Cost Per Square Foot in 17876: $136

Location: Shamokin Dam, Pennsylvania (Snyder County)

Average Square Footage in 17876: 1,233 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17876 before you start any project. Shamokin Dam homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17876 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17876 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,233 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Shamokin Dam area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,233$167,700
Additional Upgrades & Added Features$1701,233$209,625
Major Home Updates or Advancements$2041,233$251,550

It's important to understand that when you estimate your replacement cost of your home in the 17876 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17876

Best Home & Auto Insurance Agencies in 17876

Allen A Shaffer Jr & Son Insurance

Address: 2 9th Avenue Shamokin Dam, PA 17876
Phone:
Website: http://www.jsdoak88.com/
Info:

Housing Demographics for 17876

Population Review for 17876 Zip Code

For the city of Shamokin Dam, the population within 17876 has increased to over 1,593 residents in population size. The current population total is 1,688. We have broken down the population based on race below. In 17876, there are over 787 in male population and 901 females.

PopulationValues
Total Population1,688
White Population1537
Black Population33
Hispanic Population63
Asian Population29
Hawaiian Population0
Indian Population0
Other Population27
Male Population787
Female Population901
Population Estimate1593

Household Data for 17876

The average number of homes in 17876 is around 771, there are an average of 2.18 per household. The average house value according to local real estate values is around $167,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode771
Persons Per Household2.18
Average House Value$167,700
Income Per Household$68056
Median Age49.3
Median Age Male46.1
Median Age Female51.9
17876 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code272
CityShamokin Dam
City Alias NameSHAMOKIN DAM
CountySnyder
County FIPS109
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA146
CBSA42780
CBSA_DIV
CBSA_TypeMicro
CBSA_NameSelinsgrove, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses77
Number Of Employees830
Business First Quarter Payroll5083
Business Annual Payroll22951
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population39702
CBSA Division Population0
Congressional District15
Congressional LandArea1285.03
Delivery Residential731
Delivery Business72
Delivery Total986
Preferred Last Line KeyX1A988
Classification Code
Multi-County
CSA NameBloomsburg-Berwick-Sunbury, PA
CBSA_DIV_Name
City State KeyX1A988
Land Area1.828000
Water Area0.037000
City Alias Code
City Mixed CaseShamokin Dam
City Alias Mixed CaseShamokin Dam
Box Count102
SFDU642
MFDU77
State ANSI42
County ANSI109
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number417612
Unique ZIP Name
SSA State County Code39670
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseSnyder

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]