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17889 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 17889 zip code it's important to know that our rates are very competitive for homeowners living in Winfield, PA. Many homeowners based out of your 17889 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 17889 should appear in the zip code field ready to go. For Winfield, PA Homeowners Insurance Quotes nearby, we offer the best rates and service.

17889: Average Home Insurance Rates

For homeowners living in the great city of Winfield, the average homeowners policy is considered very low in comparison to other states. Pennsylvania premiums are estimated to be around $702 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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17889 Home Insurance Average Premiums

Local 17889 homeowners insurance quotes comparison

$452 /yr.

Shows Zip Code: 17889 lowest rates with discounts applied on average.

For the 17889, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$452 /yr.
Average Coverage:$702 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1002 /yr.

What is the average home insurance cost for a home in 17889?

  • • The average homeowners insurance premium paid annually for a home in 17889 is around $702 per year.

What does it cost on average per month for home insurance in 17889?

  • • Homeowners in 17889 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 17889?

  • • Autoowners in 17889 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Winfield area, check out other zip codes nearby 17889.
Review average rates in another zip code:
17889 homeowners insurance rates

Home Replacement Cost Coverage in 17889

Average Building Cost Per Square Foot in 17889: $136

Location: Winfield, Pennsylvania (Union County)

Average Square Footage in 17889: 1,873 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17889 before you start any project. Winfield homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17889 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17889 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,873 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Winfield area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,873$254,700
Additional Upgrades & Added Features$1701,873$318,375
Major Home Updates or Advancements$2041,873$382,050

It's important to understand that when you estimate your replacement cost of your home in the 17889 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17889

Best Home & Auto Insurance Agencies in 17889

Housing Demographics for 17889

Population Review for 17889 Zip Code

For the city of Winfield, the population within 17889 has increased to over 3,093 residents in population size. The current population total is 2,979. We have broken down the population based on race below. In 17889, there are over 1568 in male population and 1411 females.

PopulationValues
Total Population2,979
White Population2800
Black Population18
Hispanic Population63
Asian Population18
Hawaiian Population2
Indian Population3
Other Population24
Male Population1568
Female Population1411
Population Estimate3093

Household Data for 17889

The average number of homes in 17889 is around 1,088, there are an average of 2.73 per household. The average house value according to local real estate values is around $254,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,088
Persons Per Household2.73
Average House Value$254,700
Income Per Household$75281
Median Age44.9
Median Age Male44.6
Median Age Female45.1
17889 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code570
CityWinfield
City Alias NameWINFIELD
CountyUnion
County FIPS119
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA146
CBSA30260
CBSA_DIV
CBSA_TypeMicro
CBSA_NameLewisburg, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses41
Number Of Employees188
Business First Quarter Payroll1955
Business Annual Payroll9900
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population44947
CBSA Division Population0
Congressional District15
Congressional LandArea1285.03
Delivery Residential1133
Delivery Business40
Delivery Total1252
Preferred Last Line KeyX1C070
Classification Code
Multi-CountyY
CSA NameBloomsburg-Berwick-Sunbury, PA
CBSA_DIV_Name
City State KeyX1C070
Land Area24.579000
Water Area0.271000
City Alias Code
City Mixed CaseWinfield
City Alias Mixed CaseWinfield
Box Count34
SFDU1133
MFDU0
State ANSI42
County ANSI119
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number419332
Unique ZIP Name
SSA State County Code39720
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseUnion

Pennsylvania Homeowners Insurance News & Information

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