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17935 Home Insurance Rates & Premiums

Did you know there are over 1,528 people living within the 17935 zip code area? There are over 657 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 17935.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Pennsylvania are on the rise. The estimated average premium is around $728 a year for a standard homeowners insurance policy in Girardville. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Girardville, PA Homeowners Insurance Quotes Online

17935 Home Insurance Average Premiums

Local 17935 homeowners insurance quotes comparison

$478 /yr.

Shows Zip Code: 17935 lowest rates with discounts applied on average.

For the 17935, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$478 /yr.
Average Coverage:$728 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1028 /yr.

What is the average home insurance cost for a home in 17935?

  • • The average homeowners insurance premium paid annually for a home in 17935 is around $728 per year.

What does it cost on average per month for home insurance in 17935?

  • • Homeowners in 17935 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 17935?

  • • Autoowners in 17935 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Girardville area, check out other zip codes nearby 17935.
Review average rates in another zip code:
17935 homeowners insurance rates

Home Replacement Cost Coverage in 17935

Average Building Cost Per Square Foot in 17935: $136

Location: Girardville, Pennsylvania (Schuylkill County)

Average Square Footage in 17935: 277 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17935 before you start any project. Girardville homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17935 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17935 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 277 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Girardville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136277$37,700
Additional Upgrades & Added Features$170277$47,125
Major Home Updates or Advancements$204277$56,550

It's important to understand that when you estimate your replacement cost of your home in the 17935 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17935

Best Home & Auto Insurance Agencies in 17935

Housing Demographics for 17935

Population Review for 17935 Zip Code

For the city of Girardville, the population within 17935 has increased to over 1,612 residents in population size. The current population total is 1,528. We have broken down the population based on race below. In 17935, there are over 778 in male population and 750 females.

PopulationValues
Total Population1,528
White Population1429
Black Population22
Hispanic Population48
Asian Population0
Hawaiian Population0
Indian Population0
Other Population12
Male Population778
Female Population750
Population Estimate1612

Household Data for 17935

The average number of homes in 17935 is around 657, there are an average of 2.33 per household. The average house value according to local real estate values is around $37,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode657
Persons Per Household2.33
Average House Value$37,700
Income Per Household$36905
Median Age46.1
Median Age Male46.3
Median Age Female45.9
17935 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code272/570
CityGirardville
City Alias NameGIRARDVILLE
CountySchuylkill
County FIPS107
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA39060
CBSA_DIV
CBSA_TypeMicro
CBSA_NamePottsville, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses12
Number Of Employees72
Business First Quarter Payroll961
Business Annual Payroll4523
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population148289
CBSA Division Population0
Congressional District09
Congressional LandArea5730.09
Delivery Residential692
Delivery Business25
Delivery Total785
Preferred Last Line KeyX18603
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX18603
Land Area5.651000
Water Area0.023000
City Alias Code
City Mixed CaseGirardville
City Alias Mixed CaseGirardville
Box Count24
SFDU673
MFDU3
State ANSI42
County ANSI107
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number413116
Unique ZIP Name
SSA State County Code39650
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseSchuylkill

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]