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Home Insurance Quotes in 17972

Are you shopping for a cheaper homeowners insurance rate in 17972? Our rates are very competitive for homeowners living in Schuylkill Haven, PA. Many homeowners located in the 17972 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 17972. To get free 17972 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 17972 zip code should appear in the zip code field ready to go. Shopping Schuylkill Haven, PA Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 17972 to review the best rate coverages.

Your 17972 Home Insurance Costs Is Rated: Very Low!

For the great city of Schuylkill Haven, the average home insurance premium paid annually is around $739 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Pennsylvania specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Schuylkill Haven and need insurance on your home in the 17972 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 17972 Homeowners Insurance Rates Now!

17972 Home Insurance Average Premiums

Local 17972 homeowners insurance quotes comparison

$489 /yr.

Shows Zip Code: 17972 lowest rates with discounts applied on average.

For the 17972, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$489 /yr.
Average Coverage:$739 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1039 /yr.

What is the average home insurance cost for a home in 17972?

  • • The average homeowners insurance premium paid annually for a home in 17972 is around $739 per year.

What does it cost on average per month for home insurance in 17972?

  • • Homeowners in 17972 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 17972?

  • • Autoowners in 17972 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Schuylkill Haven area, check out other zip codes nearby 17972.
Review average rates in another zip code:
17972 homeowners insurance rates

Home Replacement Cost Coverage in 17972

Average Building Cost Per Square Foot in 17972: $136

Location: Schuylkill Haven, Pennsylvania (Schuylkill County)

Average Square Footage in 17972: 985 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17972 before you start any project. Schuylkill Haven homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17972 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17972 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 985 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Schuylkill Haven area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136985$134,000
Additional Upgrades & Added Features$170985$167,500
Major Home Updates or Advancements$204985$201,000

It's important to understand that when you estimate your replacement cost of your home in the 17972 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17972

Best Home & Auto Insurance Agencies in 17972

The Seltzer Group

Address: 950 E Main St Schuylkill Haven, PA 17972
Phone:
Website: http://www.seltzergrp.com/
Info:

Joerd F Kaufman Ins Agcy Inc - State Farm Insurance Agent

Address: 5 1st Ave, #1 Schuylkill Haven, PA 17972
Phone:
Website:
Info:

Allstate Insurance Company- Michael W Fischer

Address: Bernville, PA 17972
Phone:
Website: http://www.allstateagencies.com/MFischer2/Welcome/
Info:

Housing Demographics for 17972

Population Review for 17972 Zip Code

For the city of Schuylkill Haven, the population within 17972 has increased to over 12,323 residents in population size. The current population total is 11,994. We have broken down the population based on race below. In 17972, there are over 5957 in male population and 6037 females.

PopulationValues
Total Population11,994
White Population11262
Black Population100
Hispanic Population316
Asian Population112
Hawaiian Population3
Indian Population19
Other Population91
Male Population5957
Female Population6037
Population Estimate12323

Household Data for 17972

The average number of homes in 17972 is around 4,847, there are an average of 2.38 per household. The average house value according to local real estate values is around $134,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,847
Persons Per Household2.38
Average House Value$134,000
Income Per Household$59318
Median Age44.3
Median Age Male42.7
Median Age Female45.8
17972 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias AbbreviationSCHUYKL HAVN
Area Code272/570
CitySchuylkill Haven
City Alias NameSCHUYLKILL HAVEN
CountySchuylkill
County FIPS107
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA39060
CBSA_DIV
CBSA_TypeMicro
CBSA_NamePottsville, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses274
Number Of Employees3374
Business First Quarter Payroll29320
Business Annual Payroll140206
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population148289
CBSA Division Population0
Congressional District09
Congressional LandArea5730.09
Delivery Residential5178
Delivery Business302
Delivery Total5580
Preferred Last Line KeyX1A950
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX1A950
Land Area48.611000
Water Area0.027000
City Alias Code
City Mixed CaseSchuylkill Haven
City Alias Mixed CaseSchuylkill Haven
Box Count89
SFDU4246
MFDU176
State ANSI42
County ANSI107
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number417512
Unique ZIP Name
SSA State County Code39650
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseSchuylkill

Pennsylvania Homeowners Insurance News & Information

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]