Get multiple home insurance quotes in 17985. Our licensed 17985, PA agents are ready to serve you.

17985 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 17985 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Zion Grove, PA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 17985 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Pennsylvania, like average Zion Grove homeowners insurance rates, coverage options or home insurance types, please select Zion Grove, PA Home Insurance Rates Online!

17985 Home Insurance Average Premiums

Local 17985 homeowners insurance quotes comparison

$438 /yr.

Shows Zip Code: 17985 lowest rates with discounts applied on average.

For the 17985, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$438 /yr.
Average Coverage:$688 /yr.
2600 sq. ft. or higher
(all discounts applied)
$988 /yr.

What is the average home insurance cost for a home in 17985?

  • • The average homeowners insurance premium paid annually for a home in 17985 is around $688 per year.

What does it cost on average per month for home insurance in 17985?

  • • Homeowners in 17985 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 17985?

  • • Autoowners in 17985 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Zion Grove area, check out other zip codes nearby 17985.
Review average rates in another zip code:
17985 homeowners insurance rates

Home Replacement Cost Coverage in 17985

Average Building Cost Per Square Foot in 17985: $136

Location: Zion Grove, Pennsylvania (Schuylkill County)

Average Square Footage in 17985: 1,146 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17985 before you start any project. Zion Grove homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17985 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17985 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,146 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Zion Grove area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,146$155,900
Additional Upgrades & Added Features$1701,146$194,875
Major Home Updates or Advancements$2041,146$233,850

It's important to understand that when you estimate your replacement cost of your home in the 17985 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17985

Best Home & Auto Insurance Agencies in 17985

Housing Demographics for 17985

Population Review for 17985 Zip Code

For the city of Zion Grove, the population within 17985 has increased to over 1,341 residents in population size. The current population total is 1,299. We have broken down the population based on race below. In 17985, there are over 707 in male population and 592 females.

PopulationValues
Total Population1,299
White Population1215
Black Population8
Hispanic Population42
Asian Population5
Hawaiian Population0
Indian Population0
Other Population21
Male Population707
Female Population592
Population Estimate1341

Household Data for 17985

The average number of homes in 17985 is around 572, there are an average of 2.27 per household. The average house value according to local real estate values is around $155,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode572
Persons Per Household2.27
Average House Value$155,900
Income Per Household$70781
Median Age52.9
Median Age Male51.6
Median Age Female54.6
17985 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code570/272
CityZion Grove
City Alias NameZION GROVE
CountySchuylkill
County FIPS107
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA39060
CBSA_DIV
CBSA_TypeMicro
CBSA_NamePottsville, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses18
Number Of Employees86
Business First Quarter Payroll789
Business Annual Payroll4008
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population148289
CBSA Division Population0
Congressional District09
Congressional LandArea5730.09
Delivery Residential591
Delivery Business10
Delivery Total612
Preferred Last Line KeyX1C151
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX1C151
Land Area36.550000
Water Area0.137000
City Alias Code
City Mixed CaseZion Grove
City Alias Mixed CaseZion Grove
Box Count8
SFDU430
MFDU0
State ANSI42
County ANSI107
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number419540
Unique ZIP Name
SSA State County Code39650
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseSchuylkill

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]