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18017 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 18017 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Bethlehem, PA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 18017.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 18017 and start shopping.

Quickly and Easily Compare Average Rates for 18017

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Bethlehem, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 18017

Homeowners in Bethlehem are paying roughly $691 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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18017 Home Insurance Average Premiums

Local 18017 homeowners insurance quotes comparison

$441 /yr.

Shows Zip Code: 18017 lowest rates with discounts applied on average.

For the 18017, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$441 /yr.
Average Coverage:$691 /yr.
2600 sq. ft. or higher
(all discounts applied)
$991 /yr.

What is the average home insurance cost for a home in 18017?

  • • The average homeowners insurance premium paid annually for a home in 18017 is around $691 per year.

What does it cost on average per month for home insurance in 18017?

  • • Homeowners in 18017 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 18017?

  • • Autoowners in 18017 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bethlehem area, check out other zip codes nearby 18017.
Review average rates in another zip code:
18015 homeowners insurance rates
18017 homeowners insurance rates
18020 homeowners insurance rates
18018 homeowners insurance rates

Home Replacement Cost Coverage in 18017

Average Building Cost Per Square Foot in 18017: $136

Location: Bethlehem, Pennsylvania (Northampton County)

Average Square Footage in 18017: 1,843 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18017 before you start any project. Bethlehem homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18017 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18017 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,843 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bethlehem area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,843$250,600
Additional Upgrades & Added Features$1701,843$313,250
Major Home Updates or Advancements$2041,843$375,900

It's important to understand that when you estimate your replacement cost of your home in the 18017 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18017

Allstate Insurance - William P Dadio

Address: 3639 Bath Pike Bethlehem, PA 18017
Phone: (610)694-9860
Website:

Best Home & Auto Insurance Agencies in 18017

AAA East Penn - AAA East Penn Insurance Agency Inc- Allentown- Corporate Office- Bethl

Address: 1520 Stefko Blvd Bethlehem, PA 18017
Phone:
Website:
Info:

Brown & Brown Insurance

Address: 90 S Commerce Way, #100 Bethlehem, PA 18017
Phone:
Website:
Info:

THOMAS E MICHAEL AGENCY

Address: 1685 Stoke Park Rd Bethlehem, PA 18017
Phone:
Website: http://www.thomasmichaelagency.com/
Info:

Kilker- Cletus C - State Farm Insurance Agent

Address: 1260 Greenwood Dr Bethlehem, PA 18017
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance - William P Dadio

Address: 3639 Bath Pike Bethlehem, PA 18017
Phone:
Website:
Info:

Housing Demographics for 18017

Population Review for 18017 Zip Code

For the city of Bethlehem, the population within 18017 has increased to over 39,708 residents in population size. The current population total is 39,663. We have broken down the population based on race below. In 18017, there are over 18575 in male population and 21088 females.

PopulationValues
Total Population39,663
White Population28025
Black Population2708
Hispanic Population8178
Asian Population1517
Hawaiian Population20
Indian Population122
Other Population3081
Male Population18575
Female Population21088
Population Estimate39708

Household Data for 18017

The average number of homes in 18017 is around 16,094, there are an average of 2.43 per household. The average house value according to local real estate values is around $250,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,094
Persons Per Household2.43
Average House Value$250,600
Income Per Household$78831
Median Age45.6
Median Age Male43.0
Median Age Female47.7
18017 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code835/610/484/570
CityBethlehem
City Alias NameBETHLEHEM
CountyNorthampton
County FIPS095
State FIPS42
Time Zone5
Day Light SavingY
MSA0240
PMSA
CSA106
CBSA10900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAllentown-Bethlehem-Easton, PA-NJ
MSA_NameAllentown-Bethlehem-Easton, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses980
Number Of Employees26748
Business First Quarter Payroll381453
Business Annual Payroll1603351
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population821173
CBSA Division Population0
Congressional District07
Congressional LandArea862.56
Delivery Residential16341
Delivery Business1034
Delivery Total17533
Preferred Last Line KeyX17206
Classification Code
Multi-CountyY
CSA NameAllentown-Bethlehem-East Stroudsburg, PA-NJ
CBSA_DIV_Name
City State KeyX17206
Land Area16.758000
Water Area0.131000
City Alias Code
City Mixed CaseBethlehem
City Alias Mixed CaseBethlehem
Box Count145
SFDU12331
MFDU1297
State ANSI42
County ANSI095
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number410636
Unique ZIP Name
SSA State County Code39590
Medicare CBSA Code10900
Medicare CBSA NameAllentown-Bethlehem-Easton, PA-NJ
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseNorthampton

Pennsylvania Homeowners Insurance News & Information

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]