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Quickly Revew Homeowners Insurance in 18031

If you own a home in Breinigsville, PA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 18031 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Pennsylvania licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 18031 and start comparing rates now.

18031 Homeowners Insurance Rates Are Considered: very low!

The average rate for a standard homeowners policy in 18031 is $650 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 18031 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Breinigsville, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

18031 Home Insurance Average Premiums

Local 18031 homeowners insurance quotes comparison

$400 /yr.

Shows Zip Code: 18031 lowest rates with discounts applied on average.

For the 18031, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$400 /yr.
Average Coverage:$650 /yr.
2600 sq. ft. or higher
(all discounts applied)
$950 /yr.

What is the average home insurance cost for a home in 18031?

  • • The average homeowners insurance premium paid annually for a home in 18031 is around $650 per year.

What does it cost on average per month for home insurance in 18031?

  • • Homeowners in 18031 pay a monthly average cost per month around $54.00.

What kind of discount could I get if I combine my home and auto insurance together in 18031?

  • • Autoowners in 18031 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Breinigsville area, check out other zip codes nearby 18031.
Review average rates in another zip code:
18031 homeowners insurance rates

Home Replacement Cost Coverage in 18031

Average Building Cost Per Square Foot in 18031: $136

Location: Breinigsville, Pennsylvania (Lehigh County)

Average Square Footage in 18031: 2,165 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18031 before you start any project. Breinigsville homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18031 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18031 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,165 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Breinigsville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1362,165$294,500
Additional Upgrades & Added Features$1702,165$368,125
Major Home Updates or Advancements$2042,165$441,750

It's important to understand that when you estimate your replacement cost of your home in the 18031 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18031

Best Home & Auto Insurance Agencies in 18031

Housing Demographics for 18031

Population Review for 18031 Zip Code

For the city of Breinigsville, the population within 18031 has increased to over 12,762 residents in population size. The current population total is 11,369. We have broken down the population based on race below. In 18031, there are over 5591 in male population and 5778 females.

PopulationValues
Total Population11,369
White Population7282
Black Population605
Hispanic Population1369
Asian Population1895
Hawaiian Population1
Indian Population33
Other Population488
Male Population5591
Female Population5778
Population Estimate12762

Household Data for 18031

The average number of homes in 18031 is around 3,944, there are an average of 2.87 per household. The average house value according to local real estate values is around $294,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,944
Persons Per Household2.87
Average House Value$294,500
Income Per Household$91006
Median Age37.6
Median Age Male36.6
Median Age Female38.6
18031 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code835
CityBreinigsville
City Alias NameBREINIGSVILLE
CountyLehigh
County FIPS077
State FIPS42
Time Zone5
Day Light SavingY
MSA0240
PMSA
CSA106
CBSA10900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAllentown-Bethlehem-Easton, PA-NJ
MSA_NameAllentown-Bethlehem-Easton, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses216
Number Of Employees12213
Business First Quarter Payroll180260
Business Annual Payroll809271
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population821173
CBSA Division Population0
Congressional District04|07
Congressional LandArea1517.84|862.56
Delivery Residential4447
Delivery Business118
Delivery Total4683
Preferred Last Line KeyX17344
Classification Code
Multi-CountyY
CSA NameAllentown-Bethlehem-East Stroudsburg, PA-NJ
CBSA_DIV_Name
City State KeyX17344
Land Area13.926000
Water Area0.033000
City Alias Code
City Mixed CaseBreinigsville
City Alias Mixed CaseBreinigsville
Box Count92
SFDU1706
MFDU703
State ANSI42
County ANSI077
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number410884
Unique ZIP Name
SSA State County Code39470
Medicare CBSA Code10900
Medicare CBSA NameAllentown-Bethlehem-Easton, PA-NJ
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseLehigh

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