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Check Out 18035 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Cherryville, PA.

We will gather some basic information about your home in Cherryville, PA and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Pennsylvania licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 18035 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 18035

We have pulled together a variety of data related to homeowners insurance in Pennsylvania. Simply click on one of the links below to learn about the average cost of homeowners insurance in Pennsylvania as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Cherryville, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

18035 Homeowners Insurance Rates, Average Rating: very low!

Homeowners insurance policies in 18035 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Pennsylvania is roughly $728. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 18035 homeowners insurance policy!

18035 Home Insurance Average Premiums

Local 18035 homeowners insurance quotes comparison

$478 /yr.

Shows Zip Code: 18035 lowest rates with discounts applied on average.

For the 18035, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$478 /yr.
Average Coverage:$728 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1028 /yr.

What is the average home insurance cost for a home in 18035?

  • • The average homeowners insurance premium paid annually for a home in 18035 is around $728 per year.

What does it cost on average per month for home insurance in 18035?

  • • Homeowners in 18035 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 18035?

  • • Autoowners in 18035 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cherryville area, check out other zip codes nearby 18035.
Review average rates in another zip code:
18035 homeowners insurance rates

Home Replacement Cost Coverage in 18035

Average Building Cost Per Square Foot in 18035: $136

Location: Cherryville, Pennsylvania (Northampton County)

Average Square Footage in 18035: 1,213 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18035 before you start any project. Cherryville homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18035 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18035 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,213 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cherryville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,213$165,000
Additional Upgrades & Added Features$1701,213$206,250
Major Home Updates or Advancements$2041,213$247,500

It's important to understand that when you estimate your replacement cost of your home in the 18035 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18035

Best Home & Auto Insurance Agencies in 18035

Housing Demographics for 18035

Population Review for 18035 Zip Code

For the city of Cherryville, the population within 18035 has increased to over 167 residents in population size. The current population total is 195. We have broken down the population based on race below. In 18035, there are over 114 in male population and 81 females.

PopulationValues
Total Population195
White Population179
Black Population1
Hispanic Population4
Asian Population7
Hawaiian Population0
Indian Population0
Other Population1
Male Population114
Female Population81
Population Estimate167

Household Data for 18035

The average number of homes in 18035 is around 78, there are an average of 2.50 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode78
Persons Per Household2.50
Average House Value$165,000
Income Per Household$0
Median Age32.8
Median Age Male27.7
Median Age Female36.8
18035 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code835/610/484/570
CityCherryville
City Alias NameCHERRYVILLE
CountyNorthampton
County FIPS095
State FIPS42
Time Zone5
Day Light SavingY
MSA0240
PMSA
CSA106
CBSA10900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAllentown-Bethlehem-Easton, PA-NJ
MSA_NameAllentown-Bethlehem-Easton, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses10
Number Of Employees166
Business First Quarter Payroll974
Business Annual Payroll4702
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population821173
CBSA Division Population0
Congressional District07
Congressional LandArea862.56
Delivery Residential67
Delivery Business2
Delivery Total590
Preferred Last Line KeyX17611
Classification Code
Multi-County
CSA NameAllentown-Bethlehem-East Stroudsburg, PA-NJ
CBSA_DIV_Name
City State KeyX17611
Land Area0.211000
Water Area0.000000
City Alias Code
City Mixed CaseCherryville
City Alias Mixed CaseCherryville
Box Count65
SFDU67
MFDU0
State ANSI42
County ANSI095
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number411316
Unique ZIP Name
SSA State County Code39590
Medicare CBSA Code10900
Medicare CBSA NameAllentown-Bethlehem-Easton, PA-NJ
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseNorthampton

Pennsylvania Homeowners Insurance News & Information

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