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Homeowners Insurance in 18036

Getting the most affordable home insurance rates in 18036 just got easier for Coopersburg, PA home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of Coopersburg. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-855-976-2656 For Coopersburg, PA Home Insurance Quotes, Click to easily review rates!

Average Home Insurance Rates in 18036

When discussing Pennsylvania homeowners insurance rates, Coopersburg residents are finding new ways to save time and money by discovering lower rates when they shop online. Pennsylvania may not be the cheapest state in the country to purchase homeowners insurance, but it does rank lower than average at a nationwide rank of 41. Residents that live within the 18036 zipcode are currently paying $716 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in Coopersburg does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.

18036 Home Insurance Average Premiums

Local 18036 homeowners insurance quotes comparison

$466 /yr.

Shows Zip Code: 18036 lowest rates with discounts applied on average.

For the 18036, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$466 /yr.
Average Coverage:$716 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1016 /yr.

What is the average home insurance cost for a home in 18036?

  • • The average homeowners insurance premium paid annually for a home in 18036 is around $716 per year.

What does it cost on average per month for home insurance in 18036?

  • • Homeowners in 18036 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 18036?

  • • Autoowners in 18036 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Coopersburg area, check out other zip codes nearby 18036.
Review average rates in another zip code:
18036 homeowners insurance rates

Home Replacement Cost Coverage in 18036

Average Building Cost Per Square Foot in 18036: $136

Location: Coopersburg, Pennsylvania (Lehigh County)

Average Square Footage in 18036: 2,387 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18036 before you start any project. Coopersburg homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18036 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18036 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,387 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Coopersburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1362,387$324,600
Additional Upgrades & Added Features$1702,387$405,750
Major Home Updates or Advancements$2042,387$486,900

It's important to understand that when you estimate your replacement cost of your home in the 18036 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18036

Best Home & Auto Insurance Agencies in 18036

TW Cooper Insurance

Address: 6666 Passer Rd Coopersburg, PA 18036
Phone:
Website: http://www.twcooperinsuranceeclients.com/
Info:

Ridgway, John Kurtz - Allstate

Address: 344 S 3rd St Coopersburg, PA 18036
Phone:
Website: http://www.allstateagencies.com/KeithOstfeld/Welcome/
Info:

Emerich- Dorrit A

Address: 6 N Main St Coopersburg, PA 18036
Phone:
Website:
Info:

Housing Demographics for 18036

Population Review for 18036 Zip Code

For the city of Coopersburg, the population within 18036 has increased to over 14,918 residents in population size. The current population total is 14,084. We have broken down the population based on race below. In 18036, there are over 7016 in male population and 7068 females.

PopulationValues
Total Population14,084
White Population12642
Black Population196
Hispanic Population580
Asian Population342
Hawaiian Population9
Indian Population16
Other Population192
Male Population7016
Female Population7068
Population Estimate14918

Household Data for 18036

The average number of homes in 18036 is around 5,259, there are an average of 2.64 per household. The average house value according to local real estate values is around $324,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,259
Persons Per Household2.64
Average House Value$324,600
Income Per Household$102813
Median Age45.7
Median Age Male44.6
Median Age Female46.6
18036 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code835/484/610
CityCoopersburg
City Alias NameCOOPERSBURG
CountyLehigh
County FIPS077
State FIPS42
Time Zone5
Day Light SavingY
MSA0240
PMSA
CSA106
CBSA10900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAllentown-Bethlehem-Easton, PA-NJ
MSA_NameAllentown-Bethlehem-Easton, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses263
Number Of Employees3760
Business First Quarter Payroll71600
Business Annual Payroll287091
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population821173
CBSA Division Population0
Congressional District01|07
Congressional LandArea77.91|862.56
Delivery Residential5651
Delivery Business162
Delivery Total6040
Preferred Last Line KeyX17780
Classification Code
Multi-CountyY
CSA NameAllentown-Bethlehem-East Stroudsburg, PA-NJ
CBSA_DIV_Name
City State KeyX17780
Land Area29.179000
Water Area0.082000
City Alias Code
City Mixed CaseCoopersburg
City Alias Mixed CaseCoopersburg
Box Count116
SFDU4961
MFDU95
State ANSI42
County ANSI077
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number411644
Unique ZIP Name
SSA State County Code39470
Medicare CBSA Code10900
Medicare CBSA NameAllentown-Bethlehem-Easton, PA-NJ
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseLehigh

Pennsylvania Homeowners Insurance News & Information

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