Get multiple home insurance quotes in 18052. Our licensed 18052, PA agents are ready to serve you.

18052 Home Insurance Rates

For homeowners living in 18052, the population estimates are increasing to well over 29,317 with 11,673 occupied homes within the zip code of 18052. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Whitehall have increased and the average home insurance premium is around $767 per year in 18052. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 18052 zip code today so we can help you find affordable Whitehall, PA home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 18052

Please select one of the three options below based on your 18052 zip code to learn more about Pennsylvania homeowners insurance, plus review average rates and information per state, county or city.

  1. Pennsylvania Homeowners Insurance Quotes
  2. Lehigh County, PA Home Insurance
  3. Whitehall, PA Home Insurance Quotes

18052 Average Home Insurance Rating Cost is: Very Low!

Getting cheaper homeowners insurance in the 18052 zip code just got easier with GetHomeInsuranceQuotes.com of Whitehall, PA. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 18052 today and let us help you review the best home insurance quotes available for homeowners living in Whitehall.

Get 18052 Homeowners Insurance Rates Now!

18052 Home Insurance Average Premiums

Local 18052 homeowners insurance quotes comparison

$517 /yr.

Shows Zip Code: 18052 lowest rates with discounts applied on average.

For the 18052, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$517 /yr.
Average Coverage:$767 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1067 /yr.

What is the average home insurance cost for a home in 18052?

  • • The average homeowners insurance premium paid annually for a home in 18052 is around $767 per year.

What does it cost on average per month for home insurance in 18052?

  • • Homeowners in 18052 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 18052?

  • • Autoowners in 18052 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Whitehall area, check out other zip codes nearby 18052.
Review average rates in another zip code:
18052 homeowners insurance rates

Home Replacement Cost Coverage in 18052

Average Building Cost Per Square Foot in 18052: $136

Location: Whitehall, Pennsylvania (Lehigh County)

Average Square Footage in 18052: 1,460 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18052 before you start any project. Whitehall homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18052 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18052 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,460 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Whitehall area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,460$198,600
Additional Upgrades & Added Features$1701,460$248,250
Major Home Updates or Advancements$2041,460$297,900

It's important to understand that when you estimate your replacement cost of your home in the 18052 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18052

Best Home & Auto Insurance Agencies in 18052

Brady- Joseph T - State Farm Insurance Agent

Address: 830 3rd St Whitehall, PA 18052
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

HOCH & Wrobel Inc

Address: Fullerton Avenue & Grape Street Hokendauqua, PA 18052
Phone:
Website: http://www.safedriverssave.com
Info:

Housing Demographics for 18052

Population Review for 18052 Zip Code

For the city of Whitehall, the population within 18052 has increased to over 29,875 residents in population size. The current population total is 29,317. We have broken down the population based on race below. In 18052, there are over 13992 in male population and 15325 females.

PopulationValues
Total Population29,317
White Population20071
Black Population2550
Hispanic Population5675
Asian Population1337
Hawaiian Population16
Indian Population97
Other Population2578
Male Population13992
Female Population15325
Population Estimate29875

Household Data for 18052

The average number of homes in 18052 is around 11,673, there are an average of 2.50 per household. The average house value according to local real estate values is around $198,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,673
Persons Per Household2.50
Average House Value$198,600
Income Per Household$68644
Median Age41.5
Median Age Male39.8
Median Age Female43.2
18052 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code835/484/610
CityWhitehall
City Alias NameWHITEHALL
CountyLehigh
County FIPS077
State FIPS42
Time Zone5
Day Light SavingY
MSA0240
PMSA
CSA106
CBSA10900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAllentown-Bethlehem-Easton, PA-NJ
MSA_NameAllentown-Bethlehem-Easton, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses764
Number Of Employees11549
Business First Quarter Payroll93405
Business Annual Payroll407238
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population821173
CBSA Division Population0
Congressional District07
Congressional LandArea862.56
Delivery Residential11950
Delivery Business827
Delivery Total13262
Preferred Last Line KeyX1C003
Classification Code
Multi-County
CSA NameAllentown-Bethlehem-East Stroudsburg, PA-NJ
CBSA_DIV_Name
City State KeyX1C003
Land Area12.751000
Water Area0.315000
City Alias Code
City Mixed CaseWhitehall
City Alias Mixed CaseWhitehall
Box Count164
SFDU8576
MFDU2538
State ANSI42
County ANSI077
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number419202
Unique ZIP Name
SSA State County Code39470
Medicare CBSA Code10900
Medicare CBSA NameAllentown-Bethlehem-Easton, PA-NJ
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseLehigh

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]