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18058 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 18058? There are over 3,785 occupied homes in the 18058 area. With a population size of 9,655, it's not uncommon for residence of Kunkletown, PA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Pennsylvania is around $765 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 18058 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Kunkletown, PA Home Insurance Rate Quotes

18058 Home Insurance Average Premiums

Local 18058 homeowners insurance quotes comparison

$515 /yr.

Shows Zip Code: 18058 lowest rates with discounts applied on average.

For the 18058, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$515 /yr.
Average Coverage:$765 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1065 /yr.

What is the average home insurance cost for a home in 18058?

  • • The average homeowners insurance premium paid annually for a home in 18058 is around $765 per year.

What does it cost on average per month for home insurance in 18058?

  • • Homeowners in 18058 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 18058?

  • • Autoowners in 18058 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Kunkletown area, check out other zip codes nearby 18058.
Review average rates in another zip code:
18058 homeowners insurance rates

Home Replacement Cost Coverage in 18058

Average Building Cost Per Square Foot in 18058: $136

Location: Kunkletown, Pennsylvania (Monroe County)

Average Square Footage in 18058: 1,276 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18058 before you start any project. Kunkletown homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18058 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18058 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,276 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kunkletown area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,276$173,500
Additional Upgrades & Added Features$1701,276$216,875
Major Home Updates or Advancements$2041,276$260,250

It's important to understand that when you estimate your replacement cost of your home in the 18058 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18058

Best Home & Auto Insurance Agencies in 18058

Housing Demographics for 18058

Population Review for 18058 Zip Code

For the city of Kunkletown, the population within 18058 has increased to over 9,950 residents in population size. The current population total is 9,655. We have broken down the population based on race below. In 18058, there are over 4852 in male population and 4803 females.

PopulationValues
Total Population9,655
White Population8553
Black Population270
Hispanic Population704
Asian Population35
Hawaiian Population2
Indian Population21
Other Population178
Male Population4852
Female Population4803
Population Estimate9950

Household Data for 18058

The average number of homes in 18058 is around 3,785, there are an average of 2.53 per household. The average house value according to local real estate values is around $173,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,785
Persons Per Household2.53
Average House Value$173,500
Income Per Household$57346
Median Age45.9
Median Age Male45.1
Median Age Female46.6
18058 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code610
CityKunkletown
City Alias NameKUNKLETOWN
CountyMonroe
County FIPS089
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA106
CBSA20700
CBSA_DIV
CBSA_TypeMicro
CBSA_NameEast Stroudsburg, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses77
Number Of Employees344
Business First Quarter Payroll2657
Business Annual Payroll13311
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population169842
CBSA Division Population0
Congressional District07|08
Congressional LandArea862.56|706.93
Delivery Residential3933
Delivery Business30
Delivery Total4478
Preferred Last Line KeyX19225
Classification Code
Multi-CountyY
CSA NameAllentown-Bethlehem-East Stroudsburg, PA-NJ
CBSA_DIV_Name
City State KeyX19225
Land Area53.216000
Water Area0.617000
City Alias Code
City Mixed CaseKunkletown
City Alias Mixed CaseKunkletown
Box Count158
SFDU2696
MFDU0
State ANSI42
County ANSI089
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number414308
Unique ZIP Name
SSA State County Code39550
Medicare CBSA Code20700
Medicare CBSA NameEast Stroudsburg, PA
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseMonroe

Pennsylvania Homeowners Insurance News & Information

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    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]