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18064, PA Homeowners Insurance Rates

With a population size of 27,696 and with 9,992 occupied homes in the 18064 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Nazareth, PA are around $651 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Nazareth, Pennsylvania. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Pennsylvania home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Nazareth, PA.

For Pennsylvania home insurance information, including average Nazareth home insurance rates, coverage options or the different homeowners insurance types, please select Nazareth, PA Home Insurance Quotes Now!

18064 Home Insurance Average Premiums

Local 18064 homeowners insurance quotes comparison

$401 /yr.

Shows Zip Code: 18064 lowest rates with discounts applied on average.

For the 18064, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$401 /yr.
Average Coverage:$651 /yr.
2600 sq. ft. or higher
(all discounts applied)
$951 /yr.

What is the average home insurance cost for a home in 18064?

  • • The average homeowners insurance premium paid annually for a home in 18064 is around $651 per year.

What does it cost on average per month for home insurance in 18064?

  • • Homeowners in 18064 pay a monthly average cost per month around $54.00.

What kind of discount could I get if I combine my home and auto insurance together in 18064?

  • • Autoowners in 18064 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Nazareth area, check out other zip codes nearby 18064.
Review average rates in another zip code:
18064 homeowners insurance rates

Home Replacement Cost Coverage in 18064

Average Building Cost Per Square Foot in 18064: $136

Location: Nazareth, Pennsylvania (Northampton County)

Average Square Footage in 18064: 2,169 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18064 before you start any project. Nazareth homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18064 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18064 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,169 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Nazareth area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1362,169$295,000
Additional Upgrades & Added Features$1702,169$368,750
Major Home Updates or Advancements$2042,169$442,500

It's important to understand that when you estimate your replacement cost of your home in the 18064 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18064

Huth Insurance

Address: 16 Belvidere Street Nazareth, PA 18064
Phone: (610)759-4900
Website: www.huthinsurance.com

Best Home & Auto Insurance Agencies in 18064

Lawrence T Mitchell - Nationwide Insurance

Address: 32 S Broad St Nazareth, PA 18064
Phone:
Website: http://www.nationwide.com/agent/Nazareth-PENNSYLVANIA-insurance-agent/lawrence-mitchell/office.html
Info:

Joseph J Ryba - Allstate Insurance Company

Address: 107 Belvidere St Nazareth, PA 18064
Phone:
Website: http://www.allentown.citysearch.com/profile/658948850/nazareth_pa/joseph_j_ryba_allstate_insurance_company.html
Info:

Allstate Insurance Companies

Address: 156 S Main St Nazareth, PA 18064
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Little, John - State Farm Insurance Agent

Address: 19 Belvidere St Nazareth, PA 18064
Phone:
Website: http://www.allentown.citysearch.com/profile/external/46266943/nazareth_pa/little_john_state_farm_insurance_agent.html
Info:

AA Lapp & Associates, Incorporated

Address: 16 S Broad St Nazareth, PA 18064
Phone:
Website: http://www.aalappins.com/
Info:

Housing Demographics for 18064

Population Review for 18064 Zip Code

For the city of Nazareth, the population within 18064 has increased to over 27,303 residents in population size. The current population total is 27,696. We have broken down the population based on race below. In 18064, there are over 13456 in male population and 14240 females.

PopulationValues
Total Population27,696
White Population24333
Black Population480
Hispanic Population1650
Asian Population786
Hawaiian Population5
Indian Population35
Other Population539
Male Population13456
Female Population14240
Population Estimate27303

Household Data for 18064

The average number of homes in 18064 is around 9,992, there are an average of 2.62 per household. The average house value according to local real estate values is around $295,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,992
Persons Per Household2.62
Average House Value$295,000
Income Per Household$92143
Median Age45.7
Median Age Male43.7
Median Age Female47.9
18064 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code484/484/570/610/610/835
CityNazareth
City Alias NameNAZARETH
CountyNorthampton
County FIPS095
State FIPS42
Time Zone5
Day Light SavingY
MSA0240
PMSA
CSA106
CBSA10900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAllentown-Bethlehem-Easton, PA-NJ
MSA_NameAllentown-Bethlehem-Easton, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses486
Number Of Employees5516
Business First Quarter Payroll70034
Business Annual Payroll301262
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population821173
CBSA Division Population0
Congressional District07
Congressional LandArea862.56
Delivery Residential10421
Delivery Business438
Delivery Total11109
Preferred Last Line KeyX1A079
Classification Code
Multi-County
CSA NameAllentown-Bethlehem-East Stroudsburg, PA-NJ
CBSA_DIV_Name
City State KeyX1A079
Land Area38.510000
Water Area0.462000
City Alias Code
City Mixed CaseNazareth
City Alias Mixed CaseNazareth
Box Count124
SFDU9396
MFDU529
State ANSI42
County ANSI095
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number415784
Unique ZIP Name
SSA State County Code39590
Medicare CBSA Code10900
Medicare CBSA NameAllentown-Bethlehem-Easton, PA-NJ
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseNorthampton

Pennsylvania Homeowners Insurance News & Information

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]