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Check Out 18076 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Red Hill, PA.

We will gather some basic information about your home in Red Hill, PA and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Pennsylvania licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 18076 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 18076

We have pulled together a variety of data related to homeowners insurance in Pennsylvania. Simply click on one of the links below to learn about the average cost of homeowners insurance in Pennsylvania as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Red Hill, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

18076 Homeowners Insurance Rates, Average Rating: very low!

Homeowners insurance policies in 18076 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Pennsylvania is roughly $682. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 18076 homeowners insurance policy!

18076 Home Insurance Average Premiums

Local 18076 homeowners insurance quotes comparison

$432 /yr.

Shows Zip Code: 18076 lowest rates with discounts applied on average.

For the 18076, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$432 /yr.
Average Coverage:$682 /yr.
2600 sq. ft. or higher
(all discounts applied)
$982 /yr.

What is the average home insurance cost for a home in 18076?

  • • The average homeowners insurance premium paid annually for a home in 18076 is around $682 per year.

What does it cost on average per month for home insurance in 18076?

  • • Homeowners in 18076 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 18076?

  • • Autoowners in 18076 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Red Hill area, check out other zip codes nearby 18076.
Review average rates in another zip code:
18076 homeowners insurance rates

Home Replacement Cost Coverage in 18076

Average Building Cost Per Square Foot in 18076: $136

Location: Red Hill, Pennsylvania (Montgomery County)

Average Square Footage in 18076: 1,516 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18076 before you start any project. Red Hill homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18076 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18076 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,516 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Red Hill area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,516$206,200
Additional Upgrades & Added Features$1701,516$257,750
Major Home Updates or Advancements$2041,516$309,300

It's important to understand that when you estimate your replacement cost of your home in the 18076 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18076

Best Home & Auto Insurance Agencies in 18076

Housing Demographics for 18076

Population Review for 18076 Zip Code

For the city of Red Hill, the population within 18076 has increased to over 2,924 residents in population size. The current population total is 2,868. We have broken down the population based on race below. In 18076, there are over 1370 in male population and 1498 females.

PopulationValues
Total Population2,868
White Population2622
Black Population52
Hispanic Population120
Asian Population15
Hawaiian Population0
Indian Population2
Other Population31
Male Population1370
Female Population1498
Population Estimate2924

Household Data for 18076

The average number of homes in 18076 is around 1,244, there are an average of 2.31 per household. The average house value according to local real estate values is around $206,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,244
Persons Per Household2.31
Average House Value$206,200
Income Per Household$81563
Median Age46.5
Median Age Male44.4
Median Age Female49.1
18076 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code267/215/445
CityRed Hill
City Alias NameRED HILL
CountyMontgomery
County FIPS091
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV33874
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses52
Number Of Employees707
Business First Quarter Payroll8026
Business Annual Payroll36135
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1924009
Congressional District01
Congressional LandArea77.91
Delivery Residential1266
Delivery Business54
Delivery Total1743
Preferred Last Line KeyX1A712
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameMontgomery County-Bucks County-Chester County, PA
City State KeyX1A712
Land Area1.221000
Water Area0.000000
City Alias Code
City Mixed CaseRed Hill
City Alias Mixed CaseRed Hill
Box Count38
SFDU936
MFDU121
State ANSI42
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416948
Unique ZIP Name
SSA State County Code39560
Medicare CBSA Code33874
Medicare CBSA NameMontgomery County-Bucks County-Chester County, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseMontgomery

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