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Homeowners Insurance in 18077

Getting the most affordable home insurance rates in 18077 just got easier for Riegelsville, PA home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of Riegelsville. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-855-976-2656 For Riegelsville, PA Home Insurance Quotes, Click to easily review rates!

Average Home Insurance Rates in 18077

When discussing Pennsylvania homeowners insurance rates, Riegelsville residents are finding new ways to save time and money by discovering lower rates when they shop online. Pennsylvania may not be the cheapest state in the country to purchase homeowners insurance, but it does rank lower than average at a nationwide rank of 41. Residents that live within the 18077 zipcode are currently paying $741 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in Riegelsville does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.

18077 Home Insurance Average Premiums

Local 18077 homeowners insurance quotes comparison

$491 /yr.

Shows Zip Code: 18077 lowest rates with discounts applied on average.

For the 18077, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$491 /yr.
Average Coverage:$741 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1041 /yr.

What is the average home insurance cost for a home in 18077?

  • • The average homeowners insurance premium paid annually for a home in 18077 is around $741 per year.

What does it cost on average per month for home insurance in 18077?

  • • Homeowners in 18077 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 18077?

  • • Autoowners in 18077 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Riegelsville area, check out other zip codes nearby 18077.
Review average rates in another zip code:
18077 homeowners insurance rates

Home Replacement Cost Coverage in 18077

Average Building Cost Per Square Foot in 18077: $136

Location: Riegelsville, Pennsylvania (Bucks County)

Average Square Footage in 18077: 2,471 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18077 before you start any project. Riegelsville homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18077 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18077 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,471 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Riegelsville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1362,471$336,000
Additional Upgrades & Added Features$1702,471$420,000
Major Home Updates or Advancements$2042,471$504,000

It's important to understand that when you estimate your replacement cost of your home in the 18077 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18077

Best Home & Auto Insurance Agencies in 18077

Housing Demographics for 18077

Population Review for 18077 Zip Code

For the city of Riegelsville, the population within 18077 has increased to over 1,708 residents in population size. The current population total is 2,403. We have broken down the population based on race below. In 18077, there are over 1199 in male population and 1204 females.

PopulationValues
Total Population2,403
White Population2220
Black Population7
Hispanic Population85
Asian Population27
Hawaiian Population0
Indian Population6
Other Population17
Male Population1199
Female Population1204
Population Estimate1708

Household Data for 18077

The average number of homes in 18077 is around 1,008, there are an average of 2.38 per household. The average house value according to local real estate values is around $336,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,008
Persons Per Household2.38
Average House Value$336,000
Income Per Household$86519
Median Age50.7
Median Age Male51.4
Median Age Female50.0
18077 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code484/610
CityRiegelsville
City Alias NameRIEGELSVILLE
CountyBucks
County FIPS017
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV33874
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses54
Number Of Employees212
Business First Quarter Payroll2171
Business Annual Payroll9830
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1924009
Congressional District01|07
Congressional LandArea77.91|862.56
Delivery Residential718
Delivery Business8
Delivery Total1307
Preferred Last Line KeyX1A769
Classification Code
Multi-CountyY
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameMontgomery County-Bucks County-Chester County, PA
City State KeyX1A769
Land Area13.422000
Water Area0.098000
City Alias Code
City Mixed CaseRiegelsville
City Alias Mixed CaseRiegelsville
Box Count328
SFDU708
MFDU0
State ANSI42
County ANSI017
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number417084
Unique ZIP Name
SSA State County Code39140
Medicare CBSA Code33874
Medicare CBSA NameMontgomery County-Bucks County-Chester County, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseBucks

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]