Get multiple home insurance quotes in 18237. Our licensed 18237, PA agents are ready to serve you.

18237 Home Insurance Rates

For homeowners living in 18237, the population estimates are increasing to well over 3,463 with 1,433 occupied homes within the zip code of 18237. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Mcadoo have increased and the average home insurance premium is around $719 per year in 18237. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 18237 zip code today so we can help you find affordable Mcadoo, PA home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 18237

Please select one of the three options below based on your 18237 zip code to learn more about Pennsylvania homeowners insurance, plus review average rates and information per state, county or city.

  1. Pennsylvania Homeowners Insurance Quotes
  2. Schuylkill County, PA Home Insurance
  3. Mcadoo, PA Home Insurance Quotes

18237 Average Home Insurance Rating Cost is: Very Low!

Getting cheaper homeowners insurance in the 18237 zip code just got easier with GetHomeInsuranceQuotes.com of Mcadoo, PA. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 18237 today and let us help you review the best home insurance quotes available for homeowners living in Mcadoo.

Get 18237 Homeowners Insurance Rates Now!

18237 Home Insurance Average Premiums

Local 18237 homeowners insurance quotes comparison

$469 /yr.

Shows Zip Code: 18237 lowest rates with discounts applied on average.

For the 18237, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$469 /yr.
Average Coverage:$719 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1019 /yr.

What is the average home insurance cost for a home in 18237?

  • • The average homeowners insurance premium paid annually for a home in 18237 is around $719 per year.

What does it cost on average per month for home insurance in 18237?

  • • Homeowners in 18237 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 18237?

  • • Autoowners in 18237 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mcadoo area, check out other zip codes nearby 18237.
Review average rates in another zip code:
18237 homeowners insurance rates

Home Replacement Cost Coverage in 18237

Average Building Cost Per Square Foot in 18237: $136

Location: Mcadoo, Pennsylvania (Schuylkill County)

Average Square Footage in 18237: 599 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18237 before you start any project. Mcadoo homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18237 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18237 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 599 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mcadoo area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136599$81,500
Additional Upgrades & Added Features$170599$101,875
Major Home Updates or Advancements$204599$122,250

It's important to understand that when you estimate your replacement cost of your home in the 18237 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18237

Best Home & Auto Insurance Agencies in 18237

Robert A Kovick - Nationwide Insurance

Address: 45 S Kennedy Dr McAdoo, PA 18237
Phone:
Website: http://www.nationwide.com/agent/McAdoo-PENNSYLVANIA-insurance-agent/robert-kovick/office.html
Info:

Housing Demographics for 18237

Population Review for 18237 Zip Code

For the city of Mcadoo, the population within 18237 has increased to over 3,719 residents in population size. The current population total is 3,463. We have broken down the population based on race below. In 18237, there are over 1682 in male population and 1781 females.

PopulationValues
Total Population3,463
White Population2590
Black Population69
Hispanic Population760
Asian Population34
Hawaiian Population0
Indian Population10
Other Population492
Male Population1682
Female Population1781
Population Estimate3719

Household Data for 18237

The average number of homes in 18237 is around 1,433, there are an average of 2.42 per household. The average house value according to local real estate values is around $81,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,433
Persons Per Household2.42
Average House Value$81,500
Income Per Household$39831
Median Age41.6
Median Age Male40.3
Median Age Female43.2
18237 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code272/570
CityMcadoo
City Alias NameMCADOO
CountySchuylkill
County FIPS107
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA39060
CBSA_DIV
CBSA_TypeMicro
CBSA_NamePottsville, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses44
Number Of Employees700
Business First Quarter Payroll6615
Business Annual Payroll29650
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population148289
CBSA Division Population0
Congressional District07|09
Congressional LandArea862.56|5730.09
Delivery Residential1537
Delivery Business79
Delivery Total2302
Preferred Last Line KeyX19697
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX19697
Land Area17.648000
Water Area0.156000
City Alias Code
City Mixed CaseMcadoo
City Alias Mixed CaseMcadoo
Box Count67
SFDU1499
MFDU25
State ANSI42
County ANSI107
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number414912
Unique ZIP Name
SSA State County Code39650
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseSchuylkill

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]