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18244 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 18244? There are over 145 occupied homes in the 18244 area. With a population size of 316, it's not uncommon for residence of Parryville, PA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Pennsylvania is around $748 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 18244 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Parryville, PA Home Insurance Rate Quotes

18244 Home Insurance Average Premiums

Local 18244 homeowners insurance quotes comparison

$498 /yr.

Shows Zip Code: 18244 lowest rates with discounts applied on average.

For the 18244, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$498 /yr.
Average Coverage:$748 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1048 /yr.

What is the average home insurance cost for a home in 18244?

  • • The average homeowners insurance premium paid annually for a home in 18244 is around $748 per year.

What does it cost on average per month for home insurance in 18244?

  • • Homeowners in 18244 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 18244?

  • • Autoowners in 18244 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Parryville area, check out other zip codes nearby 18244.
Review average rates in another zip code:
18244 homeowners insurance rates

Home Replacement Cost Coverage in 18244

Average Building Cost Per Square Foot in 18244: $136

Location: Parryville, Pennsylvania (Carbon County)

Average Square Footage in 18244: 997 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18244 before you start any project. Parryville homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18244 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18244 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 997 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Parryville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136997$135,600
Additional Upgrades & Added Features$170997$169,500
Major Home Updates or Advancements$204997$203,400

It's important to understand that when you estimate your replacement cost of your home in the 18244 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18244

Best Home & Auto Insurance Agencies in 18244

Housing Demographics for 18244

Population Review for 18244 Zip Code

For the city of Parryville, the population within 18244 has increased to over 0 residents in population size. The current population total is 316. We have broken down the population based on race below. In 18244, there are over 146 in male population and 170 females.

PopulationValues
Total Population316
White Population297
Black Population0
Hispanic Population8
Asian Population0
Hawaiian Population0
Indian Population0
Other Population4
Male Population146
Female Population170
Population Estimate0

Household Data for 18244

The average number of homes in 18244 is around 145, there are an average of 2.18 per household. The average house value according to local real estate values is around $135,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode145
Persons Per Household2.18
Average House Value$135,600
Income Per Household$58125
Median Age47.1
Median Age Male47.0
Median Age Female47.2
18244 DetailsValues
StatePA
State Full NamePennsylvania
City TypeZ
City Alias Abbreviation
Area Code835/610/570/272/484
CityParryville
City Alias NamePARRYVILLE
CountyCarbon
County FIPS025
State FIPS42
Time Zone5
Day Light SavingY
MSA0240
PMSA
CSA106
CBSA10900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAllentown-Bethlehem-Easton, PA-NJ
MSA_NameAllentown-Bethlehem-Easton, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses5
Number Of Employees51
Business First Quarter Payroll387
Business Annual Payroll2367
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population821173
CBSA Division Population0
Congressional District07
Congressional LandArea862.56
Delivery Residential0
Delivery Business0
Delivery Total124
Preferred Last Line KeyX1A404
Classification CodeP
Multi-County
CSA NameAllentown-Bethlehem-East Stroudsburg, PA-NJ
CBSA_DIV_Name
City State KeyX1A404
Land Area1.047000
Water Area0.000000
City Alias Code
City Mixed CaseParryville
City Alias Mixed CaseParryville
Box Count116
SFDU0
MFDU0
State ANSI42
County ANSI025
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number416424
Unique ZIP Name
SSA State County Code39190
Medicare CBSA Code10900
Medicare CBSA NameAllentown-Bethlehem-Easton, PA-NJ
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseCarbon

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]