Get multiple home insurance quotes in 18256. Our licensed 18256, PA agents are ready to serve you.

Find the Best Home Insurance Rates in 18256

Shopping for homeowners insurance in 18256 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Weston, PA and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Pennsylvania licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 18256 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 18256

Find Weston, PA Homeowners Insurance Quotes to review the best coverage options in your area.

18256 Home Insurance Rating is: very low!

In 18256 the average premium is $724. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 18256, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 18256!

18256 Home Insurance Average Premiums

Local 18256 homeowners insurance quotes comparison

$474 /yr.

Shows Zip Code: 18256 lowest rates with discounts applied on average.

For the 18256, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$474 /yr.
Average Coverage:$724 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1024 /yr.

What is the average home insurance cost for a home in 18256?

  • • The average homeowners insurance premium paid annually for a home in 18256 is around $724 per year.

What does it cost on average per month for home insurance in 18256?

  • • Homeowners in 18256 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 18256?

  • • Autoowners in 18256 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Weston area, check out other zip codes nearby 18256.
Review average rates in another zip code:
18256 homeowners insurance rates

Home Replacement Cost Coverage in 18256

Average Building Cost Per Square Foot in 18256: $136

Location: Weston, Pennsylvania (Luzerne County)

Average Square Footage in 18256: 402 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18256 before you start any project. Weston homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18256 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18256 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 402 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Weston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136402$54,700
Additional Upgrades & Added Features$170402$68,375
Major Home Updates or Advancements$204402$82,050

It's important to understand that when you estimate your replacement cost of your home in the 18256 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18256

Best Home & Auto Insurance Agencies in 18256

Housing Demographics for 18256

Population Review for 18256 Zip Code

For the city of Weston, the population within 18256 has increased to over 0 residents in population size. The current population total is 241. We have broken down the population based on race below. In 18256, there are over 129 in male population and 112 females.

PopulationValues
Total Population241
White Population223
Black Population2
Hispanic Population11
Asian Population2
Hawaiian Population1
Indian Population0
Other Population3
Male Population129
Female Population112
Population Estimate0

Household Data for 18256

The average number of homes in 18256 is around 89, there are an average of 2.71 per household. The average house value according to local real estate values is around $54,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode89
Persons Per Household2.71
Average House Value$54,700
Income Per Household$47750
Median Age45.4
Median Age Male40.6
Median Age Female48.5
18256 DetailsValues
StatePA
State Full NamePennsylvania
City TypeZ
City Alias Abbreviation
Area Code570/272
CityWeston
City Alias NameWESTON
CountyLuzerne
County FIPS079
State FIPS42
Time Zone5
Day Light SavingY
MSA7560
PMSA
CSA
CBSA42540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameScranton--Wilkes-Barre, PA
MSA_NameScranton--Wilkes-Barre--Hazleton, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees23
Business First Quarter Payroll169
Business Annual Payroll761
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population563631
CBSA Division Population0
Congressional District09
Congressional LandArea5730.09
Delivery Residential0
Delivery Business0
Delivery Total100
Preferred Last Line KeyX1B972
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX1B972
Land Area0.390000
Water Area0.000000
City Alias Code
City Mixed CaseWeston
City Alias Mixed CaseWeston
Box Count99
SFDU0
MFDU0
State ANSI42
County ANSI079
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number419132
Unique ZIP Name
SSA State County Code39480
Medicare CBSA Code42540
Medicare CBSA NameScranton--Wilkes-Barre, PA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseLuzerne

Pennsylvania Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]