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Quickly Revew Homeowners Insurance in 18301

If you own a home in East Stroudsburg, PA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 18301 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Pennsylvania licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 18301 and start comparing rates now.

18301 Homeowners Insurance Rates Are Considered: very low!

The average rate for a standard homeowners policy in 18301 is $750 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 18301 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional East Stroudsburg, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

18301 Home Insurance Average Premiums

Local 18301 homeowners insurance quotes comparison

$500 /yr.

Shows Zip Code: 18301 lowest rates with discounts applied on average.

For the 18301, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$500 /yr.
Average Coverage:$750 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1050 /yr.

What is the average home insurance cost for a home in 18301?

  • • The average homeowners insurance premium paid annually for a home in 18301 is around $750 per year.

What does it cost on average per month for home insurance in 18301?

  • • Homeowners in 18301 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 18301?

  • • Autoowners in 18301 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the East Stroudsburg area, check out other zip codes nearby 18301.
Review average rates in another zip code:
18302 homeowners insurance rates
18301 homeowners insurance rates

Home Replacement Cost Coverage in 18301

Average Building Cost Per Square Foot in 18301: $136

Location: East Stroudsburg, Pennsylvania (Monroe County)

Average Square Footage in 18301: 1,428 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18301 before you start any project. East Stroudsburg homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18301 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18301 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,428 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the East Stroudsburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,428$194,200
Additional Upgrades & Added Features$1701,428$242,750
Major Home Updates or Advancements$2041,428$291,300

It's important to understand that when you estimate your replacement cost of your home in the 18301 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18301

Best Home & Auto Insurance Agencies in 18301

Lansdowne, David - David S Lansdowne Insurance

Address: 2487 Milford Rd East Stroudsburg, PA 18301
Phone:
Website:
Info:

SHIRLEY KATZ INC - Progressive Insurance

Address: 2581 Milford Rd East Stroudsburg, PA 18301
Phone:
Website: http://www.national.citysearch.com/profile/external/8850631/e_stroudsburg_pa/shirley_katz_inc_progressive_insurance.html
Info:

Allstate Insurance Company - John H Breining Jr

Address: 78 S Courtland St East Stroudsburg, PA 18301
Phone:
Website: http://www.allstateagencies.com/017498?cid=OTC-YP.com-IYP&att=TL
Info:

Breining, John - Allstate

Address: 78 S Courtland St, #4 East Stroudsburg, PA 18301
Phone:
Website: http://www.allstateagencies.com/JBreiningJr/Welcome/
Info:

Housing Demographics for 18301

Population Review for 18301 Zip Code

For the city of East Stroudsburg, the population within 18301 has increased to over 29,058 residents in population size. The current population total is 29,184. We have broken down the population based on race below. In 18301, there are over 13884 in male population and 15300 females.

PopulationValues
Total Population29,184
White Population16368
Black Population5791
Hispanic Population6393
Asian Population947
Hawaiian Population18
Indian Population142
Other Population2762
Male Population13884
Female Population15300
Population Estimate29058

Household Data for 18301

The average number of homes in 18301 is around 9,771, there are an average of 2.73 per household. The average house value according to local real estate values is around $194,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,771
Persons Per Household2.73
Average House Value$194,200
Income Per Household$79645
Median Age37.1
Median Age Male35.3
Median Age Female38.6
18301 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias AbbreviationE STROUDSBURG
Area Code570
CityEast Stroudsburg
City Alias NameEAST STROUDSBURG
CountyMonroe
County FIPS089
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA106
CBSA20700
CBSA_DIV
CBSA_TypeMicro
CBSA_NameEast Stroudsburg, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses594
Number Of Employees8148
Business First Quarter Payroll82252
Business Annual Payroll362001
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population169842
CBSA Division Population0
Congressional District08
Congressional LandArea706.93
Delivery Residential10644
Delivery Business657
Delivery Total11603
Preferred Last Line KeyX18140
Classification Code
Multi-County
CSA NameAllentown-Bethlehem-East Stroudsburg, PA-NJ
CBSA_DIV_Name
City State KeyX18140
Land Area38.098000
Water Area0.877000
City Alias Code
City Mixed CaseEast Stroudsburg
City Alias Mixed CaseEast Stroudsburg
Box Count336
SFDU6040
MFDU354
State ANSI42
County ANSI089
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number412296
Unique ZIP Name
SSA State County Code39550
Medicare CBSA Code20700
Medicare CBSA NameEast Stroudsburg, PA
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseMonroe

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]