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18325 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 18325 zip code it's important to know that our rates are very competitive for homeowners living in Canadensis, PA. Many homeowners based out of your 18325 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 18325 should appear in the zip code field ready to go. For Canadensis, PA Homeowners Insurance Quotes nearby, we offer the best rates and service.

18325: Average Home Insurance Rates

For homeowners living in the great city of Canadensis, the average homeowners policy is considered very low in comparison to other states. Pennsylvania premiums are estimated to be around $780 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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18325 Home Insurance Average Premiums

Local 18325 homeowners insurance quotes comparison

$530 /yr.

Shows Zip Code: 18325 lowest rates with discounts applied on average.

For the 18325, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$530 /yr.
Average Coverage:$780 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1080 /yr.

What is the average home insurance cost for a home in 18325?

  • • The average homeowners insurance premium paid annually for a home in 18325 is around $780 per year.

What does it cost on average per month for home insurance in 18325?

  • • Homeowners in 18325 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 18325?

  • • Autoowners in 18325 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Canadensis area, check out other zip codes nearby 18325.
Review average rates in another zip code:
18325 homeowners insurance rates

Home Replacement Cost Coverage in 18325

Average Building Cost Per Square Foot in 18325: $136

Location: Canadensis, Pennsylvania (Monroe County)

Average Square Footage in 18325: 1,734 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18325 before you start any project. Canadensis homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18325 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18325 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,734 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Canadensis area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,734$235,800
Additional Upgrades & Added Features$1701,734$294,750
Major Home Updates or Advancements$2041,734$353,700

It's important to understand that when you estimate your replacement cost of your home in the 18325 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18325

Best Home & Auto Insurance Agencies in 18325

Housing Demographics for 18325

Population Review for 18325 Zip Code

For the city of Canadensis, the population within 18325 has increased to over 2,547 residents in population size. The current population total is 2,284. We have broken down the population based on race below. In 18325, there are over 1201 in male population and 1083 females.

PopulationValues
Total Population2,284
White Population1955
Black Population82
Hispanic Population174
Asian Population29
Hawaiian Population0
Indian Population4
Other Population64
Male Population1201
Female Population1083
Population Estimate2547

Household Data for 18325

The average number of homes in 18325 is around 968, there are an average of 2.35 per household. The average house value according to local real estate values is around $235,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode968
Persons Per Household2.35
Average House Value$235,800
Income Per Household$115735
Median Age51.3
Median Age Male50.1
Median Age Female52.2
18325 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code570/272
CityCanadensis
City Alias NameCANADENSIS
CountyMonroe
County FIPS089
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA106
CBSA20700
CBSA_DIV
CBSA_TypeMicro
CBSA_NameEast Stroudsburg, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses38
Number Of Employees197
Business First Quarter Payroll954
Business Annual Payroll6024
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population169842
CBSA Division Population0
Congressional District08
Congressional LandArea706.93
Delivery Residential1084
Delivery Business17
Delivery Total5762
Preferred Last Line KeyX17492
Classification Code
Multi-CountyY
CSA NameAllentown-Bethlehem-East Stroudsburg, PA-NJ
CBSA_DIV_Name
City State KeyX17492
Land Area42.992000
Water Area0.643000
City Alias Code
City Mixed CaseCanadensis
City Alias Mixed CaseCanadensis
Box Count221
SFDU1036
MFDU0
State ANSI42
County ANSI089
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number411144
Unique ZIP Name
SSA State County Code39550
Medicare CBSA Code20700
Medicare CBSA NameEast Stroudsburg, PA
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseMonroe

Pennsylvania Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]