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18340 Home Insurance Rates & Premiums

Did you know there are over 157 people living within the 18340 zip code area? There are over 74 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 18340.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Pennsylvania are on the rise. The estimated average premium is around $728 a year for a standard homeowners insurance policy in Millrift. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Millrift, PA Homeowners Insurance Quotes Online

18340 Home Insurance Average Premiums

Local 18340 homeowners insurance quotes comparison

$478 /yr.

Shows Zip Code: 18340 lowest rates with discounts applied on average.

For the 18340, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$478 /yr.
Average Coverage:$728 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1028 /yr.

What is the average home insurance cost for a home in 18340?

  • • The average homeowners insurance premium paid annually for a home in 18340 is around $728 per year.

What does it cost on average per month for home insurance in 18340?

  • • Homeowners in 18340 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 18340?

  • • Autoowners in 18340 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Millrift area, check out other zip codes nearby 18340.
Review average rates in another zip code:
18340 homeowners insurance rates

Home Replacement Cost Coverage in 18340

Average Building Cost Per Square Foot in 18340: $136

Location: Millrift, Pennsylvania (Pike County)

Average Square Footage in 18340: 1,213 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18340 before you start any project. Millrift homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18340 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18340 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,213 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Millrift area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,213$165,000
Additional Upgrades & Added Features$1701,213$206,250
Major Home Updates or Advancements$2041,213$247,500

It's important to understand that when you estimate your replacement cost of your home in the 18340 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18340

Best Home & Auto Insurance Agencies in 18340

Housing Demographics for 18340

Population Review for 18340 Zip Code

For the city of Millrift, the population within 18340 has increased to over 0 residents in population size. The current population total is 157. We have broken down the population based on race below. In 18340, there are over 77 in male population and 80 females.

PopulationValues
Total Population157
White Population141
Black Population3
Hispanic Population14
Asian Population3
Hawaiian Population0
Indian Population1
Other Population2
Male Population77
Female Population80
Population Estimate0

Household Data for 18340

The average number of homes in 18340 is around 74, there are an average of 2.12 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode74
Persons Per Household2.12
Average House Value$165,000
Income Per Household$162632
Median Age61.7
Median Age Male61.6
Median Age Female62.0
18340 DetailsValues
StatePA
State Full NamePennsylvania
City TypeZ
City Alias Abbreviation
Area Code272/570
CityMillrift
City Alias NameMILLRIFT
CountyPike
County FIPS103
State FIPS42
Time Zone5
Day Light SavingY
MSA5602
PMSA5660
CSA408
CBSA25770
CBSA_DIV
CBSA_TypeMicro
CBSA_NameHemlock Farms, PA
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNewburgh, NY-PA PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District08
Congressional LandArea706.93
Delivery Residential0
Delivery Business0
Delivery Total4888
Preferred Last Line KeyX19848
Classification CodeP
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyX19848
Land Area4.318000
Water Area0.287000
City Alias Code
City Mixed CaseMillrift
City Alias Mixed CaseMillrift
Box Count87
SFDU0
MFDU0
State ANSI42
County ANSI103
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number415420
Unique ZIP Name
SSA State County Code39630
Medicare CBSA Code35084
Medicare CBSA NameNewark, NJ-PA
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CasePike

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]