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Compare 18343 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Mount Bethel just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 1,599 neighbors looking to save on their home insurance policy in the local 18343 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 18343. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Pennsylvania rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Mount Bethel, PA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Mount Bethel, PA

18343 Home Insurance Average Premiums

Local 18343 homeowners insurance quotes comparison

$427 /yr.

Shows Zip Code: 18343 lowest rates with discounts applied on average.

For the 18343, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$427 /yr.
Average Coverage:$677 /yr.
2600 sq. ft. or higher
(all discounts applied)		$977 /yr.

What is the average home insurance cost for a home in 18343?

  • • The average homeowners insurance premium paid annually for a home in 18343 is around $677 per year.

What does it cost on average per month for home insurance in 18343?

  • • Homeowners in 18343 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 18343?

  • • Autoowners in 18343 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mount Bethel area, check out other zip codes nearby 18343.
Review average rates in another zip code:
18343 homeowners insurance rates

Home Replacement Cost Coverage in 18343

Average Building Cost Per Square Foot in 18343: $136

Location: Mount Bethel, Pennsylvania (Northampton County)

Average Square Footage in 18343: 1,804 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18343 before you start any project. Mount Bethel homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18343 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18343 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,804 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mount Bethel area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,804$245,400
Additional Upgrades & Added Features$1701,804$306,750
Major Home Updates or Advancements$2041,804$368,100

It's important to understand that when you estimate your replacement cost of your home in the 18343 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18343

Best Home & Auto Insurance Agencies in 18343

State Farm

Address: 2531 N Delaware Dr Mt Bethel, PA 18343
Phone:
Website: http://www.statefarm.com/
Info:

Housing Demographics for 18343

Population Review for 18343 Zip Code

For the city of Mount Bethel, the population within 18343 has increased to over 3,969 residents in population size. The current population total is 3,819. We have broken down the population based on race below. In 18343, there are over 1926 in male population and 1893 females.

PopulationValues
Total Population3,819
White Population3277
Black Population157
Hispanic Population239
Asian Population74
Hawaiian Population1
Indian Population9
Other Population63
Male Population1926
Female Population1893
Population Estimate3969

Household Data for 18343

The average number of homes in 18343 is around 1,599, there are an average of 2.39 per household. The average house value according to local real estate values is around $245,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,599
Persons Per Household2.39
Average House Value$245,400
Income Per Household$76000
Median Age52.4
Median Age Male51.5
Median Age Female53.1
18343 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code484/570/570/610/610/835
CityMount Bethel
City Alias NameMOUNT BETHEL
CountyNorthampton
County FIPS095
State FIPS42
Time Zone5
Day Light SavingY
MSA0240
PMSA
CSA106
CBSA10900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAllentown-Bethlehem-Easton, PA-NJ
MSA_NameAllentown-Bethlehem-Easton, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses96
Number Of Employees778
Business First Quarter Payroll10572
Business Annual Payroll50203
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population821173
CBSA Division Population0
Congressional District07
Congressional LandArea862.56
Delivery Residential1661
Delivery Business78
Delivery Total1981
Preferred Last Line KeyX19946
Classification Code
Multi-County
CSA NameAllentown-Bethlehem-East Stroudsburg, PA-NJ
CBSA_DIV_Name
City State KeyX19946
Land Area20.361000
Water Area0.856000
City Alias Code
City Mixed CaseMount Bethel
City Alias Mixed CaseMount Bethel
Box Count211
SFDU1468
MFDU0
State ANSI42
County ANSI095
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number415656
Unique ZIP Name
SSA State County Code39590
Medicare CBSA Code10900
Medicare CBSA NameAllentown-Bethlehem-Easton, PA-NJ
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseNorthampton

Pennsylvania Homeowners Insurance News & Information

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