Get multiple home insurance quotes in 18350. Our licensed 18350, PA agents are ready to serve you.

Home Insurance in 18350

One of the best ways to save money on your homeowners insurance policy in the 18350 zip code is to shop your coverage on a regular basis. If your premium has been headed up in the last few years, we can help you find a great policy from the comfort of your own living room.

GetHomeInsuranceQuotes.com is the easiest way to shop for competitive homeowners insurance rates in in Pocono Pines, PA. A few clicks of the mouse and we will show you quotes from up to 12 nationwide carriers who are happy to compete for your business.

As always, our service is free and our Pennsylvania licensed agents can advise you on the coverages you need as well as the coverage levels you should be carrying to fully protect your property and possessions. They will also be happy to answer any questions you may have and explain the details of your homeowners insurance coverage.

Getting started is easy, simply click on the "Get Multiple Quotes Now" button at the top of the page, verify your 18350 zip code and you are ready to start saving on home insurance.

Quickly Compare Rate Quotes for 18350

Find Pocono Pines, PA Homeowners Insurance Quotes to review the best coverage options in your area.

Information on the Average Homeowners Premiums in 18350

According to industry data, homeowners located in Pocono Pines pay roughly $689 per year for a HO-3 homeowners policy. A HO-3 policy is considered the standard when it comes to homeowners insurance. It offers protection for your home, possessions, loss of use as well as liability protection. If you have a mortgage on your property, your lender will require an HO-3 policy is in place to protect their loan.

Remember, an HO-3 policy does not offer coverage for flood damage in 18350 zip code. If you live in a high-risk area for flood damage, your lender will most likely require that you carry a separate flood insurance policy. Our agents can help you determine if you need flood insurance coverage and help you find a policy that fully protects your property.

A recent ranking of Pennsylvania home insurance premiums found that premiums in 18350 are 41 when compared to other state averages. Shopping your coverage on a regular basis is the best way to ensure you are getting the best price on a homeowners policy.

Start Shopping 18350 Home Insurance Quotes Right Now!

The best part of our job is helping homeowners save money on their homeowners insurance while also educating our clients on the different types of coverage available to them in 18350.

Let us find you a great policy at an affordable price, get 18350 homeowners insurance quotes now.

18350 Home Insurance Average Premiums

Local 18350 homeowners insurance quotes comparison

$439 /yr.

Shows Zip Code: 18350 lowest rates with discounts applied on average.

For the 18350, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$439 /yr.
Average Coverage:$689 /yr.
2600 sq. ft. or higher
(all discounts applied)
$989 /yr.

What is the average home insurance cost for a home in 18350?

  • • The average homeowners insurance premium paid annually for a home in 18350 is around $689 per year.

What does it cost on average per month for home insurance in 18350?

  • • Homeowners in 18350 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 18350?

  • • Autoowners in 18350 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pocono Pines area, check out other zip codes nearby 18350.
Review average rates in another zip code:
18350 homeowners insurance rates

Home Replacement Cost Coverage in 18350

Average Building Cost Per Square Foot in 18350: $136

Location: Pocono Pines, Pennsylvania (Monroe County)

Average Square Footage in 18350: 1,313 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18350 before you start any project. Pocono Pines homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18350 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18350 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,313 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pocono Pines area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,313$178,500
Additional Upgrades & Added Features$1701,313$223,125
Major Home Updates or Advancements$2041,313$267,750

It's important to understand that when you estimate your replacement cost of your home in the 18350 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18350

Best Home & Auto Insurance Agencies in 18350

Housing Demographics for 18350

Population Review for 18350 Zip Code

For the city of Pocono Pines, the population within 18350 has increased to over 334 residents in population size. The current population total is 1,837. We have broken down the population based on race below. In 18350, there are over 905 in male population and 932 females.

PopulationValues
Total Population1,837
White Population1524
Black Population73
Hispanic Population175
Asian Population47
Hawaiian Population0
Indian Population7
Other Population57
Male Population905
Female Population932
Population Estimate334

Household Data for 18350

The average number of homes in 18350 is around 792, there are an average of 2.32 per household. The average house value according to local real estate values is around $178,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode792
Persons Per Household2.32
Average House Value$178,500
Income Per Household$79453
Median Age54.0
Median Age Male52.7
Median Age Female55.0
18350 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code272/570
CityPocono Pines
City Alias NamePOCONO PINES
CountyMonroe
County FIPS089
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA106
CBSA20700
CBSA_DIV
CBSA_TypeMicro
CBSA_NameEast Stroudsburg, PA
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses48
Number Of Employees403
Business First Quarter Payroll3087
Business Annual Payroll15963
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population169842
CBSA Division Population0
Congressional District08
Congressional LandArea706.93
Delivery Residential144
Delivery Business21
Delivery Total1101
Preferred Last Line KeyX1A592
Classification Code
Multi-County
CSA NameAllentown-Bethlehem-East Stroudsburg, PA-NJ
CBSA_DIV_Name
City State KeyX1A592
Land Area5.838000
Water Area0.551000
City Alias Code
City Mixed CasePocono Pines
City Alias Mixed CasePocono Pines
Box Count893
SFDU144
MFDU0
State ANSI42
County ANSI089
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number416688
Unique ZIP Name
SSA State County Code39550
Medicare CBSA Code20700
Medicare CBSA NameEast Stroudsburg, PA
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseMonroe

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]