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18351 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 18351 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Portland, PA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 18351.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 18351 and start shopping.

Quickly and Easily Compare Average Rates for 18351

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Portland, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 18351

Homeowners in Portland are paying roughly $772 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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18351 Home Insurance Average Premiums

Local 18351 homeowners insurance quotes comparison

$522 /yr.

Shows Zip Code: 18351 lowest rates with discounts applied on average.

For the 18351, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$522 /yr.
Average Coverage:$772 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1072 /yr.

What is the average home insurance cost for a home in 18351?

  • • The average homeowners insurance premium paid annually for a home in 18351 is around $772 per year.

What does it cost on average per month for home insurance in 18351?

  • • Homeowners in 18351 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 18351?

  • • Autoowners in 18351 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Portland area, check out other zip codes nearby 18351.
Review average rates in another zip code:
18351 homeowners insurance rates

Home Replacement Cost Coverage in 18351

Average Building Cost Per Square Foot in 18351: $136

Location: Portland, Pennsylvania (Northampton County)

Average Square Footage in 18351: 1,287 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18351 before you start any project. Portland homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18351 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18351 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,287 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Portland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,287$175,000
Additional Upgrades & Added Features$1701,287$218,750
Major Home Updates or Advancements$2041,287$262,500

It's important to understand that when you estimate your replacement cost of your home in the 18351 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18351

Best Home & Auto Insurance Agencies in 18351

Housing Demographics for 18351

Population Review for 18351 Zip Code

For the city of Portland, the population within 18351 has increased to over 0 residents in population size. The current population total is 494. We have broken down the population based on race below. In 18351, there are over 252 in male population and 242 females.

PopulationValues
Total Population494
White Population438
Black Population4
Hispanic Population28
Asian Population3
Hawaiian Population1
Indian Population2
Other Population15
Male Population252
Female Population242
Population Estimate0

Household Data for 18351

The average number of homes in 18351 is around 216, there are an average of 2.29 per household. The average house value according to local real estate values is around $175,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode216
Persons Per Household2.29
Average House Value$175,000
Income Per Household$58068
Median Age43.7
Median Age Male43.5
Median Age Female43.8
18351 DetailsValues
StatePA
State Full NamePennsylvania
City TypeZ
City Alias Abbreviation
Area Code835/610/484/570
CityPortland
City Alias NamePORTLAND
CountyNorthampton
County FIPS095
State FIPS42
Time Zone5
Day Light SavingY
MSA0240
PMSA
CSA106
CBSA10900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAllentown-Bethlehem-Easton, PA-NJ
MSA_NameAllentown-Bethlehem-Easton, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses14
Number Of Employees175
Business First Quarter Payroll2043
Business Annual Payroll9900
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population821173
CBSA Division Population0
Congressional District07
Congressional LandArea862.56
Delivery Residential0
Delivery Business0
Delivery Total278
Preferred Last Line KeyX1A624
Classification CodeP
Multi-County
CSA NameAllentown-Bethlehem-East Stroudsburg, PA-NJ
CBSA_DIV_Name
City State KeyX1A624
Land Area0.332000
Water Area0.052000
City Alias Code
City Mixed CasePortland
City Alias Mixed CasePortland
Box Count239
SFDU0
MFDU0
State ANSI42
County ANSI095
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number416752
Unique ZIP Name
SSA State County Code39590
Medicare CBSA Code10900
Medicare CBSA NameAllentown-Bethlehem-Easton, PA-NJ
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseNorthampton

Pennsylvania Homeowners Insurance News & Information

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