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Check Out 18443 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Milanville, PA.

We will gather some basic information about your home in Milanville, PA and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Pennsylvania licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 18443 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 18443

We have pulled together a variety of data related to homeowners insurance in Pennsylvania. Simply click on one of the links below to learn about the average cost of homeowners insurance in Pennsylvania as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Milanville, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

18443 Homeowners Insurance Rates, Average Rating: very low!

Homeowners insurance policies in 18443 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Pennsylvania is roughly $796. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 18443 homeowners insurance policy!

18443 Home Insurance Average Premiums

Local 18443 homeowners insurance quotes comparison

$546 /yr.

Shows Zip Code: 18443 lowest rates with discounts applied on average.

For the 18443, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$546 /yr.
Average Coverage:$796 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1096 /yr.

What is the average home insurance cost for a home in 18443?

  • • The average homeowners insurance premium paid annually for a home in 18443 is around $796 per year.

What does it cost on average per month for home insurance in 18443?

  • • Homeowners in 18443 pay a monthly average cost per month around $66.00.

What kind of discount could I get if I combine my home and auto insurance together in 18443?

  • • Autoowners in 18443 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Milanville area, check out other zip codes nearby 18443.
Review average rates in another zip code:
18443 homeowners insurance rates

Home Replacement Cost Coverage in 18443

Average Building Cost Per Square Foot in 18443: $136

Location: Milanville, Pennsylvania (Wayne County)

Average Square Footage in 18443: 2,122 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18443 before you start any project. Milanville homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18443 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18443 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,122 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Milanville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1362,122$288,600
Additional Upgrades & Added Features$1702,122$360,750
Major Home Updates or Advancements$2042,122$432,900

It's important to understand that when you estimate your replacement cost of your home in the 18443 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18443

Best Home & Auto Insurance Agencies in 18443

Housing Demographics for 18443

Population Review for 18443 Zip Code

For the city of Milanville, the population within 18443 has increased to over 452 residents in population size. The current population total is 494. We have broken down the population based on race below. In 18443, there are over 242 in male population and 252 females.

PopulationValues
Total Population494
White Population462
Black Population2
Hispanic Population12
Asian Population3
Hawaiian Population0
Indian Population0
Other Population3
Male Population242
Female Population252
Population Estimate452

Household Data for 18443

The average number of homes in 18443 is around 222, there are an average of 2.23 per household. The average house value according to local real estate values is around $288,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode222
Persons Per Household2.23
Average House Value$288,600
Income Per Household$69792
Median Age52.4
Median Age Male52.7
Median Age Female51.9
18443 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code272/570
CityMilanville
City Alias NameMILANVILLE
CountyWayne
County FIPS127
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses8
Number Of Employees25
Business First Quarter Payroll222
Business Annual Payroll1087
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District08
Congressional LandArea706.93
Delivery Residential203
Delivery Business12
Delivery Total269
Preferred Last Line KeyX19814
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX19814
Land Area13.172000
Water Area0.039000
City Alias Code
City Mixed CaseMilanville
City Alias Mixed CaseMilanville
Box Count51
SFDU203
MFDU0
State ANSI42
County ANSI127
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number415360
Unique ZIP Name
SSA State County Code39760
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseWayne

Pennsylvania Homeowners Insurance News & Information

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]