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18462 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 18462? There are over 194 occupied homes in the 18462 area. With a population size of 443, it's not uncommon for residence of Starrucca, PA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Pennsylvania is around $728 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 18462 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Starrucca, PA Home Insurance Rate Quotes

18462 Home Insurance Average Premiums

Local 18462 homeowners insurance quotes comparison

$478 /yr.

Shows Zip Code: 18462 lowest rates with discounts applied on average.

For the 18462, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$478 /yr.
Average Coverage:$728 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1028 /yr.

What is the average home insurance cost for a home in 18462?

  • • The average homeowners insurance premium paid annually for a home in 18462 is around $728 per year.

What does it cost on average per month for home insurance in 18462?

  • • Homeowners in 18462 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 18462?

  • • Autoowners in 18462 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Starrucca area, check out other zip codes nearby 18462.
Review average rates in another zip code:
18462 homeowners insurance rates

Home Replacement Cost Coverage in 18462

Average Building Cost Per Square Foot in 18462: $136

Location: Starrucca, Pennsylvania (Wayne County)

Average Square Footage in 18462: 1,214 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18462 before you start any project. Starrucca homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18462 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18462 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,214 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Starrucca area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,214$165,100
Additional Upgrades & Added Features$1701,214$206,375
Major Home Updates or Advancements$2041,214$247,650

It's important to understand that when you estimate your replacement cost of your home in the 18462 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18462

Best Home & Auto Insurance Agencies in 18462

Housing Demographics for 18462

Population Review for 18462 Zip Code

For the city of Starrucca, the population within 18462 has increased to over 544 residents in population size. The current population total is 443. We have broken down the population based on race below. In 18462, there are over 217 in male population and 226 females.

PopulationValues
Total Population443
White Population412
Black Population0
Hispanic Population9
Asian Population1
Hawaiian Population0
Indian Population1
Other Population1
Male Population217
Female Population226
Population Estimate544

Household Data for 18462

The average number of homes in 18462 is around 194, there are an average of 2.28 per household. The average house value according to local real estate values is around $165,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode194
Persons Per Household2.28
Average House Value$165,100
Income Per Household$59483
Median Age52.1
Median Age Male50.8
Median Age Female52.7
18462 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code570
CityStarrucca
City Alias NameSTARRUCCA
CountyWayne
County FIPS127
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees5
Business First Quarter Payroll31
Business Annual Payroll1295
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District08|09
Congressional LandArea706.93|5730.09
Delivery Residential239
Delivery Business1
Delivery Total276
Preferred Last Line KeyX1B317
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX1B317
Land Area33.452000
Water Area0.625000
City Alias Code
City Mixed CaseStarrucca
City Alias Mixed CaseStarrucca
Box Count32
SFDU239
MFDU0
State ANSI42
County ANSI127
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number418084
Unique ZIP Name
SSA State County Code39760
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseWayne

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