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Compare multiple home insurance rates for your home in Sterling just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 56 neighbors looking to save on their home insurance policy in the local 18463 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 18463. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Pennsylvania rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Sterling, PA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Sterling, PA

18463 Home Insurance Average Premiums

Local 18463 homeowners insurance quotes comparison

$467 /yr.

Shows Zip Code: 18463 lowest rates with discounts applied on average.

For the 18463, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$467 /yr.
Average Coverage:$717 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1017 /yr.

What is the average home insurance cost for a home in 18463?

  • • The average homeowners insurance premium paid annually for a home in 18463 is around $717 per year.

What does it cost on average per month for home insurance in 18463?

  • • Homeowners in 18463 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 18463?

  • • Autoowners in 18463 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sterling area, check out other zip codes nearby 18463.
Review average rates in another zip code:
18463 homeowners insurance rates

Home Replacement Cost Coverage in 18463

Average Building Cost Per Square Foot in 18463: $136

Location: Sterling, Pennsylvania (Wayne County)

Average Square Footage in 18463: 1,912 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18463 before you start any project. Sterling homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18463 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18463 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,912 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sterling area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,912$260,000
Additional Upgrades & Added Features$1701,912$325,000
Major Home Updates or Advancements$2041,912$390,000

It's important to understand that when you estimate your replacement cost of your home in the 18463 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18463

Best Home & Auto Insurance Agencies in 18463

Housing Demographics for 18463

Population Review for 18463 Zip Code

For the city of Sterling, the population within 18463 has increased to over 156 residents in population size. The current population total is 144. We have broken down the population based on race below. In 18463, there are over 66 in male population and 78 females.

PopulationValues
Total Population144
White Population125
Black Population7
Hispanic Population4
Asian Population1
Hawaiian Population0
Indian Population1
Other Population4
Male Population66
Female Population78
Population Estimate156

Household Data for 18463

The average number of homes in 18463 is around 56, there are an average of 2.57 per household. The average house value according to local real estate values is around $260,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode56
Persons Per Household2.57
Average House Value$260,000
Income Per Household$86786
Median Age56.8
Median Age Male52.0
Median Age Female57.3
18463 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code272
CitySterling
City Alias NameSTERLING
CountyWayne
County FIPS127
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses10
Number Of Employees29
Business First Quarter Payroll254
Business Annual Payroll1430
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District08
Congressional LandArea706.93
Delivery Residential61
Delivery Business2
Delivery Total110
Preferred Last Line KeyX1B353
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX1B353
Land Area2.519000
Water Area0.003000
City Alias Code
City Mixed CaseSterling
City Alias Mixed CaseSterling
Box Count35
SFDU61
MFDU0
State ANSI42
County ANSI127
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number418108
Unique ZIP Name
SSA State County Code39760
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseWayne

Pennsylvania Homeowners Insurance News & Information

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