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18616 Homeowners Insurance Quotes & Rates

Forksville residents living within the 319 homes available in the zip code of 18616 are shopping online to compare cheaper and more affordable Forksville, PA home insurance rates. In the great city of Forksville, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Pennsylvania is around $690 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 18616 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 18616 home insurance rates today! Please give us a call now at 1-855-976-2656. For Forksville, PA Homeowners Insurance Quotes, Click to easily get started!

18616 Home Insurance Average Premiums

Local 18616 homeowners insurance quotes comparison

$440 /yr.

Shows Zip Code: 18616 lowest rates with discounts applied on average.

For the 18616, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$440 /yr.
Average Coverage:$690 /yr.
2600 sq. ft. or higher
(all discounts applied)
$990 /yr.

What is the average home insurance cost for a home in 18616?

  • • The average homeowners insurance premium paid annually for a home in 18616 is around $690 per year.

What does it cost on average per month for home insurance in 18616?

  • • Homeowners in 18616 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 18616?

  • • Autoowners in 18616 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Forksville area, check out other zip codes nearby 18616.
Review average rates in another zip code:
18616 homeowners insurance rates

Home Replacement Cost Coverage in 18616

Average Building Cost Per Square Foot in 18616: $136

Location: Forksville, Pennsylvania (Sullivan County)

Average Square Footage in 18616: 1,314 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18616 before you start any project. Forksville homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18616 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18616 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,314 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Forksville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,314$178,700
Additional Upgrades & Added Features$1701,314$223,375
Major Home Updates or Advancements$2041,314$268,050

It's important to understand that when you estimate your replacement cost of your home in the 18616 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18616

Best Home & Auto Insurance Agencies in 18616

Housing Demographics for 18616

Population Review for 18616 Zip Code

For the city of Forksville, the population within 18616 has increased to over 629 residents in population size. The current population total is 726. We have broken down the population based on race below. In 18616, there are over 365 in male population and 361 females.

PopulationValues
Total Population726
White Population688
Black Population1
Hispanic Population9
Asian Population4
Hawaiian Population0
Indian Population3
Other Population1
Male Population365
Female Population361
Population Estimate629

Household Data for 18616

The average number of homes in 18616 is around 319, there are an average of 2.12 per household. The average house value according to local real estate values is around $178,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode319
Persons Per Household2.12
Average House Value$178,700
Income Per Household$55833
Median Age53.1
Median Age Male51.6
Median Age Female54.3
18616 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code570
CityForksville
City Alias NameFORKSVILLE
CountySullivan
County FIPS113
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses18
Number Of Employees94
Business First Quarter Payroll947
Business Annual Payroll4412
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District09
Congressional LandArea5730.09
Delivery Residential297
Delivery Business10
Delivery Total445
Preferred Last Line KeyX18451
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX18451
Land Area67.040000
Water Area0.212000
City Alias Code
City Mixed CaseForksville
City Alias Mixed CaseForksville
Box Count77
SFDU297
MFDU0
State ANSI42
County ANSI113
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number412844
Unique ZIP Name
SSA State County Code39690
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseSullivan

Pennsylvania Homeowners Insurance News & Information

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]