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18619 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 18619? There are over 96 occupied homes in the 18619 area. With a population size of 180, it's not uncommon for residence of Hillsgrove, PA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Pennsylvania is around $732 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 18619 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Hillsgrove, PA Home Insurance Rate Quotes

18619 Home Insurance Average Premiums

Local 18619 homeowners insurance quotes comparison

$482 /yr.

Shows Zip Code: 18619 lowest rates with discounts applied on average.

For the 18619, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$482 /yr.
Average Coverage:$732 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1032 /yr.

What is the average home insurance cost for a home in 18619?

  • • The average homeowners insurance premium paid annually for a home in 18619 is around $732 per year.

What does it cost on average per month for home insurance in 18619?

  • • Homeowners in 18619 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 18619?

  • • Autoowners in 18619 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hillsgrove area, check out other zip codes nearby 18619.
Review average rates in another zip code:
18619 homeowners insurance rates

Home Replacement Cost Coverage in 18619

Average Building Cost Per Square Foot in 18619: $136

Location: Hillsgrove, Pennsylvania (Sullivan County)

Average Square Footage in 18619: 976 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18619 before you start any project. Hillsgrove homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18619 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18619 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 976 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hillsgrove area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136976$132,800
Additional Upgrades & Added Features$170976$166,000
Major Home Updates or Advancements$204976$199,200

It's important to understand that when you estimate your replacement cost of your home in the 18619 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18619

Best Home & Auto Insurance Agencies in 18619

Housing Demographics for 18619

Population Review for 18619 Zip Code

For the city of Hillsgrove, the population within 18619 has increased to over 120 residents in population size. The current population total is 180. We have broken down the population based on race below. In 18619, there are over 92 in male population and 88 females.

PopulationValues
Total Population180
White Population164
Black Population0
Hispanic Population7
Asian Population0
Hawaiian Population0
Indian Population0
Other Population3
Male Population92
Female Population88
Population Estimate120

Household Data for 18619

The average number of homes in 18619 is around 96, there are an average of 1.88 per household. The average house value according to local real estate values is around $132,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode96
Persons Per Household1.88
Average House Value$132,800
Income Per Household$48958
Median Age54.3
Median Age Male54.3
Median Age Female53.5
18619 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code570
CityHillsgrove
City Alias NameHILLSGROVE
CountySullivan
County FIPS113
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses5
Number Of Employees49
Business First Quarter Payroll372
Business Annual Payroll1735
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District09
Congressional LandArea5730.09
Delivery Residential64
Delivery Business0
Delivery Total174
Preferred Last Line KeyX18906
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX18906
Land Area25.102000
Water Area0.025000
City Alias Code
City Mixed CaseHillsgrove
City Alias Mixed CaseHillsgrove
Box Count42
SFDU64
MFDU0
State ANSI42
County ANSI113
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number413688
Unique ZIP Name
SSA State County Code39690
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseSullivan

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]