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Compare 18621 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Hunlock Creek just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 1,916 neighbors looking to save on their home insurance policy in the local 18621 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 18621. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Pennsylvania rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Hunlock Creek, PA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Hunlock Creek, PA

18621 Home Insurance Average Premiums

Local 18621 homeowners insurance quotes comparison

$451 /yr.

Shows Zip Code: 18621 lowest rates with discounts applied on average.

For the 18621, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$451 /yr.
Average Coverage:$701 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1001 /yr.

What is the average home insurance cost for a home in 18621?

  • • The average homeowners insurance premium paid annually for a home in 18621 is around $701 per year.

What does it cost on average per month for home insurance in 18621?

  • • Homeowners in 18621 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 18621?

  • • Autoowners in 18621 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hunlock Creek area, check out other zip codes nearby 18621.
Review average rates in another zip code:
18621 homeowners insurance rates

Home Replacement Cost Coverage in 18621

Average Building Cost Per Square Foot in 18621: $136

Location: Hunlock Creek, Pennsylvania (Luzerne County)

Average Square Footage in 18621: 1,169 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18621 before you start any project. Hunlock Creek homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18621 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18621 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,169 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hunlock Creek area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,169$159,000
Additional Upgrades & Added Features$1701,169$198,750
Major Home Updates or Advancements$2041,169$238,500

It's important to understand that when you estimate your replacement cost of your home in the 18621 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18621

Best Home & Auto Insurance Agencies in 18621

Housing Demographics for 18621

Population Review for 18621 Zip Code

For the city of Hunlock Creek, the population within 18621 has increased to over 5,109 residents in population size. The current population total is 5,014. We have broken down the population based on race below. In 18621, there are over 2702 in male population and 2312 females.

PopulationValues
Total Population5,014
White Population4568
Black Population141
Hispanic Population120
Asian Population19
Hawaiian Population2
Indian Population4
Other Population55
Male Population2702
Female Population2312
Population Estimate5109

Household Data for 18621

The average number of homes in 18621 is around 1,916, there are an average of 2.46 per household. The average house value according to local real estate values is around $159,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,916
Persons Per Household2.46
Average House Value$159,000
Income Per Household$65297
Median Age46.3
Median Age Male45.3
Median Age Female47.2
18621 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code570/272
CityHunlock Creek
City Alias NameHUNLOCK CREEK
CountyLuzerne
County FIPS079
State FIPS42
Time Zone5
Day Light SavingY
MSA7560
PMSA
CSA
CBSA42540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameScranton--Wilkes-Barre, PA
MSA_NameScranton--Wilkes-Barre--Hazleton, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses71
Number Of Employees493
Business First Quarter Payroll4792
Business Annual Payroll24195
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population563631
CBSA Division Population0
Congressional District08|09
Congressional LandArea706.93|5730.09
Delivery Residential2077
Delivery Business75
Delivery Total2224
Preferred Last Line KeyX18975
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX18975
Land Area44.954000
Water Area1.502000
City Alias Code
City Mixed CaseHunlock Creek
City Alias Mixed CaseHunlock Creek
Box Count56
SFDU2025
MFDU0
State ANSI42
County ANSI079
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number413848
Unique ZIP Name
SSA State County Code39480
Medicare CBSA Code42540
Medicare CBSA NameScranton--Wilkes-Barre, PA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseLuzerne

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]