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Searching for Homeowners Insurance in 18914

If you are a homeowners that lives in 18914 you may be searching for more affordable homeowners insurance in Chalfont. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Chalfont, PA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Pennsylvania licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 18914 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Chalfont, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 18914 Home Insurance Costs: very low!

In Chalfont, homeowners are paying roughly $666 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 18914 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Chalfont are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 18914 policy right now!

18914 Home Insurance Average Premiums

Local 18914 homeowners insurance quotes comparison

$416 /yr.

Shows Zip Code: 18914 lowest rates with discounts applied on average.

For the 18914, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$416 /yr.
Average Coverage:$666 /yr.
2600 sq. ft. or higher
(all discounts applied)
$966 /yr.

What is the average home insurance cost for a home in 18914?

  • • The average homeowners insurance premium paid annually for a home in 18914 is around $666 per year.

What does it cost on average per month for home insurance in 18914?

  • • Homeowners in 18914 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 18914?

  • • Autoowners in 18914 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Chalfont area, check out other zip codes nearby 18914.
Review average rates in another zip code:
18914 homeowners insurance rates

Home Replacement Cost Coverage in 18914

Average Building Cost Per Square Foot in 18914: $136

Location: Chalfont, Pennsylvania (Bucks County)

Average Square Footage in 18914: 2,961 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18914 before you start any project. Chalfont homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18914 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18914 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,961 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Chalfont area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1362,961$402,700
Additional Upgrades & Added Features$1702,961$503,375
Major Home Updates or Advancements$2042,961$604,050

It's important to understand that when you estimate your replacement cost of your home in the 18914 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18914

Best Home & Auto Insurance Agencies in 18914

Michael D Sheehan - Nationwide Insurance

Address: 204 Poplar Rd Chalfont, PA 18914
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/619475980/chalfont_pa/michael_d_sheehan_nationwide_insurance.html
Info:

Allstate Insurance Company - Brian Kelly

Address: 46 N Main St Chalfont, PA 18914
Phone:
Website: http://www.philadelphia.citysearch.com/profile/662429390/chalfont_pa/allstate_insurance_company_brian_kelly.html
Info:

State Farm Bank

Address: 35 N Main St Chalfont, PA 18914
Phone:
Website: http://www.philadelphia.citysearch.com/profile/46266990/chalfont_pa/state_farm_bank.html
Info:

Allstate Insurance Companies

Address: 2 Park Ave Chalfont, PA 18914
Phone:
Website:
Info:

Kevin J Halpin Agency - Nationwide Insurance

Address: 34 N Main St Chalfont, PA 18914
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/33790250/chalfont_pa/kevin_j_halpin_agency_nationwide_insurance.html
Info:

Housing Demographics for 18914

Population Review for 18914 Zip Code

For the city of Chalfont, the population within 18914 has increased to over 22,393 residents in population size. The current population total is 21,475. We have broken down the population based on race below. In 18914, there are over 10430 in male population and 11045 females.

PopulationValues
Total Population21,475
White Population17851
Black Population373
Hispanic Population687
Asian Population2054
Hawaiian Population5
Indian Population18
Other Population198
Male Population10430
Female Population11045
Population Estimate22393

Household Data for 18914

The average number of homes in 18914 is around 7,613, there are an average of 2.82 per household. The average house value according to local real estate values is around $402,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,613
Persons Per Household2.82
Average House Value$402,700
Income Per Household$124443
Median Age43.1
Median Age Male42.1
Median Age Female44.2
18914 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code215/267/445
CityChalfont
City Alias NameCHALFONT
CountyBucks
County FIPS017
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV33874
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses520
Number Of Employees5709
Business First Quarter Payroll75322
Business Annual Payroll338111
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1924009
Congressional District01
Congressional LandArea77.91
Delivery Residential7941
Delivery Business354
Delivery Total8449
Preferred Last Line KeyX17584
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameMontgomery County-Bucks County-Chester County, PA
City State KeyX17584
Land Area17.602000
Water Area0.059000
City Alias Code
City Mixed CaseChalfont
City Alias Mixed CaseChalfont
Box Count71
SFDU5482
MFDU357
State ANSI42
County ANSI017
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number411272
Unique ZIP Name
SSA State County Code39140
Medicare CBSA Code33874
Medicare CBSA NameMontgomery County-Bucks County-Chester County, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseBucks

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]