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18925 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 18925 zip code it's important to know that our rates are very competitive for homeowners living in Furlong, PA. Many homeowners based out of your 18925 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 18925 should appear in the zip code field ready to go. For Furlong, PA Homeowners Insurance Quotes nearby, we offer the best rates and service.

18925: Average Home Insurance Rates

For homeowners living in the great city of Furlong, the average homeowners policy is considered very low in comparison to other states. Pennsylvania premiums are estimated to be around $857 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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18925 Home Insurance Average Premiums

Local 18925 homeowners insurance quotes comparison

$607 /yr.

Shows Zip Code: 18925 lowest rates with discounts applied on average.

For the 18925, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$607 /yr.
Average Coverage:$857 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1157 /yr.

What is the average home insurance cost for a home in 18925?

  • • The average homeowners insurance premium paid annually for a home in 18925 is around $857 per year.

What does it cost on average per month for home insurance in 18925?

  • • Homeowners in 18925 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 18925?

  • • Autoowners in 18925 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Furlong area, check out other zip codes nearby 18925.
Review average rates in another zip code:
18925 homeowners insurance rates

Home Replacement Cost Coverage in 18925

Average Building Cost Per Square Foot in 18925: $136

Location: Furlong, Pennsylvania (Bucks County)

Average Square Footage in 18925: 3,808 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18925 before you start any project. Furlong homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18925 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18925 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,808 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Furlong area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1363,808$517,900
Additional Upgrades & Added Features$1703,808$647,375
Major Home Updates or Advancements$2043,808$776,850

It's important to understand that when you estimate your replacement cost of your home in the 18925 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18925

Best Home & Auto Insurance Agencies in 18925

Taylor, Courtney - Allstate Insurance

Address: 3326 York Rd Furlong, PA 18925
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/625356940/furlong_pa/taylor_courtney_allstate_insurance.html
Info:

Allstate Insurance Company - Courtney Taylor

Address: 3414 York Rd Furlong, PA 18925
Phone:
Website: http://www.philadelphia.citysearch.com/profile/662432850/furlong_pa/allstate_insurance_company_courtney_taylor.html
Info:

Selzer, Mike - Selzer Insurance Svc Incorporated

Address: 3488 York Rd, #8 Furlong, PA 18925
Phone:
Website: http://www.selzerinsuranceservices.com/
Info:

Housing Demographics for 18925

Population Review for 18925 Zip Code

For the city of Furlong, the population within 18925 has increased to over 6,414 residents in population size. The current population total is 6,679. We have broken down the population based on race below. In 18925, there are over 3344 in male population and 3335 females.

PopulationValues
Total Population6,679
White Population5555
Black Population104
Hispanic Population208
Asian Population640
Hawaiian Population0
Indian Population0
Other Population51
Male Population3344
Female Population3335
Population Estimate6414

Household Data for 18925

The average number of homes in 18925 is around 2,211, there are an average of 3.02 per household. The average house value according to local real estate values is around $517,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,211
Persons Per Household3.02
Average House Value$517,900
Income Per Household$186214
Median Age42.9
Median Age Male41.8
Median Age Female43.7
18925 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code215/267/445
CityFurlong
City Alias NameFURLONG
CountyBucks
County FIPS017
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV33874
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses128
Number Of Employees680
Business First Quarter Payroll6453
Business Annual Payroll33782
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1924009
Congressional District01
Congressional LandArea77.91
Delivery Residential2124
Delivery Business56
Delivery Total2453
Preferred Last Line KeyX18537
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameMontgomery County-Bucks County-Chester County, PA
City State KeyX18537
Land Area9.899000
Water Area0.109000
City Alias Code
City Mixed CaseFurlong
City Alias Mixed CaseFurlong
Box Count123
SFDU1520
MFDU0
State ANSI42
County ANSI017
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number412964
Unique ZIP Name
SSA State County Code39140
Medicare CBSA Code33874
Medicare CBSA NameMontgomery County-Bucks County-Chester County, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseBucks

Pennsylvania Homeowners Insurance News & Information

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    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]