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Home Insurance Rates in 18932

For homeowners shopping online in 18932, our insurance rates are very competitive for homeowners living in Line Lexington, PA. Many homeowners based out of the great city of Line Lexington have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 18932, simply click the "Get Multiple Quotes Now" button. Your 18932 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Line Lexington, PA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

18932 Home Insurance Rating is: Very Low!

If you live in 18932, you can easily save up to 40% off the average home insurance premium of $769 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Line Lexington can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 18932 today!

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18932 Home Insurance Average Premiums

Local 18932 homeowners insurance quotes comparison

$519 /yr.

Shows Zip Code: 18932 lowest rates with discounts applied on average.

For the 18932, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$519 /yr.
Average Coverage:$769 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1069 /yr.

What is the average home insurance cost for a home in 18932?

  • • The average homeowners insurance premium paid annually for a home in 18932 is around $769 per year.

What does it cost on average per month for home insurance in 18932?

  • • Homeowners in 18932 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 18932?

  • • Autoowners in 18932 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Line Lexington area, check out other zip codes nearby 18932.
Review average rates in another zip code:
18932 homeowners insurance rates

Home Replacement Cost Coverage in 18932

Average Building Cost Per Square Foot in 18932: $136

Location: Line Lexington, Pennsylvania (Bucks County)

Average Square Footage in 18932: 2,562 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18932 before you start any project. Line Lexington homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18932 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18932 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,562 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Line Lexington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1362,562$348,400
Additional Upgrades & Added Features$1702,562$435,500
Major Home Updates or Advancements$2042,562$522,600

It's important to understand that when you estimate your replacement cost of your home in the 18932 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18932

Best Home & Auto Insurance Agencies in 18932

Housing Demographics for 18932

Population Review for 18932 Zip Code

For the city of Line Lexington, the population within 18932 has increased to over 595 residents in population size. The current population total is 524. We have broken down the population based on race below. In 18932, there are over 255 in male population and 269 females.

PopulationValues
Total Population524
White Population439
Black Population8
Hispanic Population26
Asian Population30
Hawaiian Population0
Indian Population2
Other Population7
Male Population255
Female Population269
Population Estimate595

Household Data for 18932

The average number of homes in 18932 is around 186, there are an average of 2.82 per household. The average house value according to local real estate values is around $348,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode186
Persons Per Household2.82
Average House Value$348,400
Income Per Household$64375
Median Age47.0
Median Age Male50.7
Median Age Female40.1
18932 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias AbbreviationLINE LXNGTN
Area Code215/267/445
CityLine Lexington
City Alias NameLINE LEXINGTON
CountyBucks
County FIPS017
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV33874
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses19
Number Of Employees231
Business First Quarter Payroll2469
Business Annual Payroll11606
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1924009
Congressional District01
Congressional LandArea77.91
Delivery Residential211
Delivery Business9
Delivery Total305
Preferred Last Line KeyX19437
Classification Code
Multi-CountyY
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameMontgomery County-Bucks County-Chester County, PA
City State KeyX19437
Land Area1.302000
Water Area0.001000
City Alias Code
City Mixed CaseLine Lexington
City Alias Mixed CaseLine Lexington
Box Count46
SFDU182
MFDU0
State ANSI42
County ANSI017
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number414712
Unique ZIP Name
SSA State County Code39140
Medicare CBSA Code33874
Medicare CBSA NameMontgomery County-Bucks County-Chester County, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseBucks

Pennsylvania Homeowners Insurance News & Information

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    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]