Get multiple home insurance quotes in 18938. Our licensed 18938, PA agents are ready to serve you.

Home Insurance Quotes in 18938

Are you shopping for a cheaper homeowners insurance rate in 18938? Our rates are very competitive for homeowners living in New Hope, PA. Many homeowners located in the 18938 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 18938. To get free 18938 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 18938 zip code should appear in the zip code field ready to go. Shopping New Hope, PA Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 18938 to review the best rate coverages.

Your 18938 Home Insurance Costs Is Rated: Very Low!

For the great city of New Hope, the average home insurance premium paid annually is around $668 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Pennsylvania specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in New Hope and need insurance on your home in the 18938 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 18938 Homeowners Insurance Rates Now!

18938 Home Insurance Average Premiums

Local 18938 homeowners insurance quotes comparison

$418 /yr.

Shows Zip Code: 18938 lowest rates with discounts applied on average.

For the 18938, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$418 /yr.
Average Coverage:$668 /yr.
2600 sq. ft. or higher
(all discounts applied)
$968 /yr.

What is the average home insurance cost for a home in 18938?

  • • The average homeowners insurance premium paid annually for a home in 18938 is around $668 per year.

What does it cost on average per month for home insurance in 18938?

  • • Homeowners in 18938 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 18938?

  • • Autoowners in 18938 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New Hope area, check out other zip codes nearby 18938.
Review average rates in another zip code:
18938 homeowners insurance rates

Home Replacement Cost Coverage in 18938

Average Building Cost Per Square Foot in 18938: $136

Location: New Hope, Pennsylvania (Bucks County)

Average Square Footage in 18938: 4,456 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18938 before you start any project. New Hope homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18938 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18938 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,456 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New Hope area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1364,456$606,000
Additional Upgrades & Added Features$1704,456$757,500
Major Home Updates or Advancements$2044,456$909,000

It's important to understand that when you estimate your replacement cost of your home in the 18938 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18938

Allstate Insurance - Perry Sclafani

Address: 2 Village Row New Hope, PA 18938
Phone: (215)862-9988
Website:

Best Home & Auto Insurance Agencies in 18938

Allstate Insurance - Perry Sclafani

Address: 2 Village Row New Hope, PA 18938
Phone:
Website:
Info:

Junod- Karen - State Farm Insurance Agent

Address: 6800 Route 202 New Hope, PA 18938
Phone:
Website:
Info:

Housing Demographics for 18938

Population Review for 18938 Zip Code

For the city of New Hope, the population within 18938 has increased to over 14,229 residents in population size. The current population total is 14,301. We have broken down the population based on race below. In 18938, there are over 7125 in male population and 7176 females.

PopulationValues
Total Population14,301
White Population12575
Black Population133
Hispanic Population602
Asian Population578
Hawaiian Population1
Indian Population11
Other Population236
Male Population7125
Female Population7176
Population Estimate14229

Household Data for 18938

The average number of homes in 18938 is around 6,184, there are an average of 2.31 per household. The average house value according to local real estate values is around $606,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,184
Persons Per Household2.31
Average House Value$606,000
Income Per Household$133320
Median Age53.9
Median Age Male53.6
Median Age Female54.3
18938 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code215/267/445
CityNew Hope
City Alias NameNEW HOPE
CountyBucks
County FIPS017
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV33874
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses456
Number Of Employees3346
Business First Quarter Payroll68961
Business Annual Payroll237046
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1924009
Congressional District01
Congressional LandArea77.91
Delivery Residential6160
Delivery Business420
Delivery Total6888
Preferred Last Line KeyX1A135
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameMontgomery County-Bucks County-Chester County, PA
City State KeyX1A135
Land Area40.894000
Water Area0.831000
City Alias Code
City Mixed CaseNew Hope
City Alias Mixed CaseNew Hope
Box Count155
SFDU4838
MFDU164
State ANSI42
County ANSI017
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number415948
Unique ZIP Name
SSA State County Code39140
Medicare CBSA Code33874
Medicare CBSA NameMontgomery County-Bucks County-Chester County, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseBucks

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]