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18951 Home Insurance Rates & Premiums

Did you know there are over 36,111 people living within the 18951 zip code area? There are over 13,823 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 18951.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Pennsylvania are on the rise. The estimated average premium is around $773 a year for a standard homeowners insurance policy in Quakertown. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Quakertown, PA Homeowners Insurance Quotes Online

18951 Home Insurance Average Premiums

Local 18951 homeowners insurance quotes comparison

$523 /yr.

Shows Zip Code: 18951 lowest rates with discounts applied on average.

For the 18951, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$523 /yr.
Average Coverage:$773 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1073 /yr.

What is the average home insurance cost for a home in 18951?

  • • The average homeowners insurance premium paid annually for a home in 18951 is around $773 per year.

What does it cost on average per month for home insurance in 18951?

  • • Homeowners in 18951 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 18951?

  • • Autoowners in 18951 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Quakertown area, check out other zip codes nearby 18951.
Review average rates in another zip code:
18951 homeowners insurance rates

Home Replacement Cost Coverage in 18951

Average Building Cost Per Square Foot in 18951: $136

Location: Quakertown, Pennsylvania (Bucks County)

Average Square Footage in 18951: 2,061 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18951 before you start any project. Quakertown homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18951 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18951 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,061 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Quakertown area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1362,061$280,300
Additional Upgrades & Added Features$1702,061$350,375
Major Home Updates or Advancements$2042,061$420,450

It's important to understand that when you estimate your replacement cost of your home in the 18951 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18951

Best Home & Auto Insurance Agencies in 18951

Allstate Insurance Company - Kevin Danner

Address: 1534 W Broad St Quakertown, PA 18951
Phone:
Website: http://www.allstate.com/
Info:

Joseph Steven Tamburri - Nationwide Insurance

Address: 1241 W Broad St Quakertown, PA 18951
Phone:
Website: http://www.nationwide.com/agent/Quakertown-PENNSYLVANIA-insurance-agent/steven-tamburri/office.html
Info:

Reiss, Virginia - Reiss Insurance

Address: 244 W Broad St Quakertown, PA 18951
Phone:
Website: http://www.reissinsurance.com/
Info:

Jim Wiley Insurance Agency Inc - State Farm Insurance Agent

Address: 1110 NW End Blvd Quakertown, PA 18951
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/46266986/quakertown_pa/jim_wiley_insurance_agcy_inc_state_farm_insurance_agent.html
Info:

All Drivers Insurance

Address: 287 NW End Blvd Quakertown, PA 18951
Phone:
Website:
Info:

Housing Demographics for 18951

Population Review for 18951 Zip Code

For the city of Quakertown, the population within 18951 has increased to over 36,775 residents in population size. The current population total is 36,111. We have broken down the population based on race below. In 18951, there are over 17858 in male population and 18253 females.

PopulationValues
Total Population36,111
White Population31519
Black Population787
Hispanic Population1944
Asian Population798
Hawaiian Population27
Indian Population79
Other Population896
Male Population17858
Female Population18253
Population Estimate36775

Household Data for 18951

The average number of homes in 18951 is around 13,823, there are an average of 2.58 per household. The average house value according to local real estate values is around $280,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,823
Persons Per Household2.58
Average House Value$280,300
Income Per Household$84512
Median Age43.6
Median Age Male42.6
Median Age Female44.6
18951 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code267/215/445
CityQuakertown
City Alias NameQUAKERTOWN
CountyBucks
County FIPS017
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV33874
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1011
Number Of Employees14106
Business First Quarter Payroll148997
Business Annual Payroll688178
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1924009
Congressional District01|07
Congressional LandArea77.91|862.56
Delivery Residential14254
Delivery Business904
Delivery Total15420
Preferred Last Line KeyX1A670
Classification Code
Multi-CountyY
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameMontgomery County-Bucks County-Chester County, PA
City State KeyX1A670
Land Area71.687000
Water Area1.543000
City Alias Code
City Mixed CaseQuakertown
City Alias Mixed CaseQuakertown
Box Count214
SFDU9525
MFDU1102
State ANSI42
County ANSI017
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416856
Unique ZIP Name
SSA State County Code39140
Medicare CBSA Code33874
Medicare CBSA NameMontgomery County-Bucks County-Chester County, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseBucks

Pennsylvania Homeowners Insurance News & Information

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    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]