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18964, PA Homeowners Insurance Rates

With a population size of 14,366 and with 5,511 occupied homes in the 18964 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Souderton, PA are around $800 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Souderton, Pennsylvania. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Pennsylvania home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Souderton, PA.

For Pennsylvania home insurance information, including average Souderton home insurance rates, coverage options or the different homeowners insurance types, please select Souderton, PA Home Insurance Quotes Now!

18964 Home Insurance Average Premiums

Local 18964 homeowners insurance quotes comparison

$550 /yr.

Shows Zip Code: 18964 lowest rates with discounts applied on average.

For the 18964, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$550 /yr.
Average Coverage:$800 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1100 /yr.

What is the average home insurance cost for a home in 18964?

  • • The average homeowners insurance premium paid annually for a home in 18964 is around $800 per year.

What does it cost on average per month for home insurance in 18964?

  • • Homeowners in 18964 pay a monthly average cost per month around $67.00.

What kind of discount could I get if I combine my home and auto insurance together in 18964?

  • • Autoowners in 18964 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Souderton area, check out other zip codes nearby 18964.
Review average rates in another zip code:
18964 homeowners insurance rates

Home Replacement Cost Coverage in 18964

Average Building Cost Per Square Foot in 18964: $136

Location: Souderton, Pennsylvania (Montgomery County)

Average Square Footage in 18964: 2,135 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18964 before you start any project. Souderton homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18964 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18964 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,135 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Souderton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1362,135$290,300
Additional Upgrades & Added Features$1702,135$362,875
Major Home Updates or Advancements$2042,135$435,450

It's important to understand that when you estimate your replacement cost of your home in the 18964 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18964

Allstate Insurance - Robert A. Bostock

Address: 102 E Broad St Suite #2 Souderton, PA 18964
Phone: (215)721-8938
Website:

Best Home & Auto Insurance Agencies in 18964

Allstate Insurance - Robert A. Bostock

Address: 102 E Broad St, #2 Souderton, PA 18964
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 102 E Broad St Souderton, PA 18964
Phone:
Website:
Info:

Allstate Insurance Company - Debora Sigler

Address: 303 East Broad Street Souderton, PA 18964
Phone:
Website: http://www.allstateagencies.com/DeboraLSigler2/Welcome/
Info:

Fretz John T Insurance Agency Inc

Address: 211 N Main St Souderton, PA 18964
Phone:
Website: http://www.fretzins.com
Info:

Pellegrini Jr, Chuck - State Farm Insurance Agent

Address: 546 East Broad Street Souderton, PA 18964
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/8895681/souderton_pa/pellegrini_jr_chuck_state_farm_insurance_agent.html
Info:

Housing Demographics for 18964

Population Review for 18964 Zip Code

For the city of Souderton, the population within 18964 has increased to over 14,569 residents in population size. The current population total is 14,366. We have broken down the population based on race below. In 18964, there are over 7042 in male population and 7324 females.

PopulationValues
Total Population14,366
White Population11263
Black Population415
Hispanic Population1296
Asian Population1085
Hawaiian Population2
Indian Population39
Other Population658
Male Population7042
Female Population7324
Population Estimate14569

Household Data for 18964

The average number of homes in 18964 is around 5,511, there are an average of 2.57 per household. The average house value according to local real estate values is around $290,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,511
Persons Per Household2.57
Average House Value$290,300
Income Per Household$84115
Median Age43.1
Median Age Male41.8
Median Age Female44.7
18964 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code267/215/445
CitySouderton
City Alias NameSOUDERTON
CountyMontgomery
County FIPS091
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV33874
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses468
Number Of Employees11415
Business First Quarter Payroll158812
Business Annual Payroll697244
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1924009
Congressional District01|04
Congressional LandArea77.91|1517.84
Delivery Residential5669
Delivery Business400
Delivery Total6305
Preferred Last Line KeyX1B128
Classification Code
Multi-CountyY
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameMontgomery County-Bucks County-Chester County, PA
City State KeyX1B128
Land Area9.452000
Water Area0.000000
City Alias Code
City Mixed CaseSouderton
City Alias Mixed CaseSouderton
Box Count97
SFDU4157
MFDU816
State ANSI42
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number418372
Unique ZIP Name
SSA State County Code39560
Medicare CBSA Code33874
Medicare CBSA NameMontgomery County-Bucks County-Chester County, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseMontgomery

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]