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Quickly Revew Homeowners Insurance in 18977

If you own a home in Washington Crossing, PA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 18977 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Pennsylvania licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 18977 and start comparing rates now.

18977 Homeowners Insurance Rates Are Considered: very low!

The average rate for a standard homeowners policy in 18977 is $695 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 18977 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Washington Crossing, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

18977 Home Insurance Average Premiums

Local 18977 homeowners insurance quotes comparison

$445 /yr.

Shows Zip Code: 18977 lowest rates with discounts applied on average.

For the 18977, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$445 /yr.
Average Coverage:$695 /yr.
2600 sq. ft. or higher
(all discounts applied)
$995 /yr.

What is the average home insurance cost for a home in 18977?

  • • The average homeowners insurance premium paid annually for a home in 18977 is around $695 per year.

What does it cost on average per month for home insurance in 18977?

  • • Homeowners in 18977 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 18977?

  • • Autoowners in 18977 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Washington Crossing area, check out other zip codes nearby 18977.
Review average rates in another zip code:
18977 homeowners insurance rates

Home Replacement Cost Coverage in 18977

Average Building Cost Per Square Foot in 18977: $136

Location: Washington Crossing, Pennsylvania (Bucks County)

Average Square Footage in 18977: 4,635 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18977 before you start any project. Washington Crossing homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18977 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18977 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,635 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Washington Crossing area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1364,635$630,300
Additional Upgrades & Added Features$1704,635$787,875
Major Home Updates or Advancements$2044,635$945,450

It's important to understand that when you estimate your replacement cost of your home in the 18977 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18977

Best Home & Auto Insurance Agencies in 18977

Allstate Insurance Companies

Address: 1075 Ste 2 River Road Washington Crossing, PA 18977
Phone:
Website:
Info:

Housing Demographics for 18977

Population Review for 18977 Zip Code

For the city of Washington Crossing, the population within 18977 has increased to over 4,363 residents in population size. The current population total is 4,354. We have broken down the population based on race below. In 18977, there are over 2167 in male population and 2187 females.

PopulationValues
Total Population4,354
White Population3861
Black Population24
Hispanic Population119
Asian Population197
Hawaiian Population0
Indian Population0
Other Population45
Male Population2167
Female Population2187
Population Estimate4363

Household Data for 18977

The average number of homes in 18977 is around 1,694, there are an average of 2.57 per household. The average house value according to local real estate values is around $630,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,694
Persons Per Household2.57
Average House Value$630,300
Income Per Household$194477
Median Age52.2
Median Age Male52.6
Median Age Female51.9
18977 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias AbbreviationWSHNGTN XING
Area Code267/215/445
CityWashington Crossing
City Alias NameWASHINGTON CROSSING
CountyBucks
County FIPS017
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV33874
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses112
Number Of Employees758
Business First Quarter Payroll9318
Business Annual Payroll47867
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1924009
Congressional District01
Congressional LandArea77.91
Delivery Residential1698
Delivery Business114
Delivery Total4434
Preferred Last Line KeyX1B813
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameMontgomery County-Bucks County-Chester County, PA
City State KeyX1B813
Land Area4.391000
Water Area0.449000
City Alias Code
City Mixed CaseWashington Crossing
City Alias Mixed CaseWashington Crossing
Box Count105
SFDU1433
MFDU0
State ANSI42
County ANSI017
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number418912
Unique ZIP Name
SSA State County Code39140
Medicare CBSA Code33874
Medicare CBSA NameMontgomery County-Bucks County-Chester County, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseBucks

Pennsylvania Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]