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Homeowners Insurance in 19012

For homeowners living in 19012, you want more affordable home insurance rates in Cheltenham, right? Our rates are very competitive for homeowners living in the great city of Cheltenham, PA. Many homeowners living in the 19012 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 19012 should appear in the zip code field ready to go. Comparing Cheltenham, PA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

19012 Home Insurance Costs Are Considered: Very Low!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Cheltenham pay around $688 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Pennsylvania home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 19012 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Cheltenham homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Pennsylvania home insurance premium today!

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19012 Home Insurance Average Premiums

Local 19012 homeowners insurance quotes comparison

$438 /yr.

Shows Zip Code: 19012 lowest rates with discounts applied on average.

For the 19012, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$438 /yr.
Average Coverage:$688 /yr.
2600 sq. ft. or higher
(all discounts applied)
$988 /yr.

What is the average home insurance cost for a home in 19012?

  • • The average homeowners insurance premium paid annually for a home in 19012 is around $688 per year.

What does it cost on average per month for home insurance in 19012?

  • • Homeowners in 19012 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 19012?

  • • Autoowners in 19012 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cheltenham area, check out other zip codes nearby 19012.
Review average rates in another zip code:
19012 homeowners insurance rates

Home Replacement Cost Coverage in 19012

Average Building Cost Per Square Foot in 19012: $136

Location: Cheltenham, Pennsylvania (Montgomery County)

Average Square Footage in 19012: 1,835 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19012 before you start any project. Cheltenham homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19012 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19012 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,835 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cheltenham area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,835$249,500
Additional Upgrades & Added Features$1701,835$311,875
Major Home Updates or Advancements$2041,835$374,250

It's important to understand that when you estimate your replacement cost of your home in the 19012 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19012

Best Home & Auto Insurance Agencies in 19012

Allstate Insurance Company - Jeffrey King

Address: 215 Central Ave Cheltenham, PA 19012
Phone:
Website: http://www.philadelphia.citysearch.com/profile/658934350/cheltenham_pa/allstate_insurance_company_jeffrey_king.html
Info:

Allstate Insurance Company - Carmen Ezzo

Address: 55 W Cheltenham Ave Cheltenham, PA 19012
Phone:
Website: http://www.allstateagencies.com/028059?cid=OTC-YP.com-IYP&att=TL
Info:

DeGirolamo Jr- John F - State Farm Insurance Agent

Address: 421 Central Ave Cheltenham, PA 19012
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 19012

Population Review for 19012 Zip Code

For the city of Cheltenham, the population within 19012 has increased to over 7,291 residents in population size. The current population total is 6,699. We have broken down the population based on race below. In 19012, there are over 3170 in male population and 3529 females.

PopulationValues
Total Population6,699
White Population2792
Black Population2413
Hispanic Population602
Asian Population738
Hawaiian Population0
Indian Population16
Other Population265
Male Population3170
Female Population3529
Population Estimate7291

Household Data for 19012

The average number of homes in 19012 is around 2,287, there are an average of 2.92 per household. The average house value according to local real estate values is around $249,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,287
Persons Per Household2.92
Average House Value$249,500
Income Per Household$107123
Median Age39.8
Median Age Male37.3
Median Age Female41.8
19012 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code215/445
CityCheltenham
City Alias NameCHELTENHAM
CountyMontgomery
County FIPS091
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV33874
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses125
Number Of Employees774
Business First Quarter Payroll8780
Business Annual Payroll40704
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1924009
Congressional District04
Congressional LandArea1517.84
Delivery Residential2497
Delivery Business123
Delivery Total3076
Preferred Last Line KeyX17604
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameMontgomery County-Bucks County-Chester County, PA
City State KeyX17604
Land Area1.749000
Water Area0.000000
City Alias Code
City Mixed CaseCheltenham
City Alias Mixed CaseCheltenham
Box Count117
SFDU2304
MFDU14
State ANSI42
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number411308
Unique ZIP Name
SSA State County Code39560
Medicare CBSA Code33874
Medicare CBSA NameMontgomery County-Bucks County-Chester County, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseMontgomery

Pennsylvania Homeowners Insurance News & Information

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