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19018 Homeowners Insurance Quotes & Rates

Clifton Heights residents living within the 9,783 homes available in the zip code of 19018 are shopping online to compare cheaper and more affordable Clifton Heights, PA home insurance rates. In the great city of Clifton Heights, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Pennsylvania is around $738 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 19018 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 19018 home insurance rates today! Please give us a call now at 1-855-976-2656. For Clifton Heights, PA Homeowners Insurance Quotes, Click to easily get started!

19018 Home Insurance Average Premiums

Local 19018 homeowners insurance quotes comparison

$488 /yr.

Shows Zip Code: 19018 lowest rates with discounts applied on average.

For the 19018, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$488 /yr.
Average Coverage:$738 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1038 /yr.

What is the average home insurance cost for a home in 19018?

  • • The average homeowners insurance premium paid annually for a home in 19018 is around $738 per year.

What does it cost on average per month for home insurance in 19018?

  • • Homeowners in 19018 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 19018?

  • • Autoowners in 19018 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Clifton Heights area, check out other zip codes nearby 19018.
Review average rates in another zip code:
19018 homeowners insurance rates

Home Replacement Cost Coverage in 19018

Average Building Cost Per Square Foot in 19018: $136

Location: Clifton Heights, Pennsylvania (Delaware County)

Average Square Footage in 19018: 1,230 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19018 before you start any project. Clifton Heights homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19018 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19018 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,230 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Clifton Heights area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,230$167,300
Additional Upgrades & Added Features$1701,230$209,125
Major Home Updates or Advancements$2041,230$250,950

It's important to understand that when you estimate your replacement cost of your home in the 19018 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19018

Best Home & Auto Insurance Agencies in 19018

Zirolli, Michael E - Allstate Insurance Company

Address: 110 W Baltimore Ave, #F Clifton Heights, PA 19018
Phone:
Website: http://www.allstate.com/
Info:

Gene J Giello, Clu - Nationwide Insurance

Address: 236 W Baltimore Ave Clifton Heights, PA 19018
Phone:
Website: http://www.nationwide.com/agent/Clifton-Heights-PENNSYLVANIA-insurance-agent/gielloagency/office.html
Info:

Allstate Insurance Company - Michael Zirolli

Address: 110 W Baltimore Ave Clifton Heights, PA 19018
Phone:
Website: http://www.allstateagencies.com/MZirolli/Welcome/
Info:

Quintus, Ed - State Farm Insurance Agent

Address: 630 E Providence Rd Aldan, PA 19018
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/46267049/aldan_pa/quintus_ed_state_farm_insurance_agent.html
Info:

James Taylor- Insurance Consultant

Address: 67 S Church St Clifton Heights, PA 19018
Phone:
Website:
Info:

Housing Demographics for 19018

Population Review for 19018 Zip Code

For the city of Clifton Heights, the population within 19018 has increased to over 24,285 residents in population size. The current population total is 23,664. We have broken down the population based on race below. In 19018, there are over 11331 in male population and 12333 females.

PopulationValues
Total Population23,664
White Population14385
Black Population5914
Hispanic Population957
Asian Population1581
Hawaiian Population1
Indian Population35
Other Population492
Male Population11331
Female Population12333
Population Estimate24285

Household Data for 19018

The average number of homes in 19018 is around 9,783, there are an average of 2.41 per household. The average house value according to local real estate values is around $167,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,783
Persons Per Household2.41
Average House Value$167,300
Income Per Household$63442
Median Age37.9
Median Age Male37.1
Median Age Female38.7
19018 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias AbbreviationCLIFTON HTS
Area Code610/484
CityClifton Heights
City Alias NameCLIFTON HEIGHTS
CountyDelaware
County FIPS045
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV37964
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses348
Number Of Employees3595
Business First Quarter Payroll28550
Business Annual Payroll130459
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population2084985
Congressional District05
Congressional LandArea10711.21
Delivery Residential10077
Delivery Business375
Delivery Total10727
Preferred Last Line KeyX17682
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NamePhiladelphia, PA
City State KeyX17682
Land Area2.726000
Water Area0.000000
City Alias Code
City Mixed CaseClifton Heights
City Alias Mixed CaseClifton Heights
Box Count181
SFDU7926
MFDU1670
State ANSI42
County ANSI045
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number411456
Unique ZIP Name
SSA State County Code39290
Medicare CBSA Code37964
Medicare CBSA NamePhiladelphia, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseDelaware

Pennsylvania Homeowners Insurance News & Information

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