Get multiple home insurance quotes in 19027. Our licensed 19027, PA agents are ready to serve you.

19027, PA Homeowners Insurance Rates

With a population size of 19,170 and with 8,090 occupied homes in the 19027 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Elkins Park, PA are around $796 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Elkins Park, Pennsylvania. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Pennsylvania home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Elkins Park, PA.

For Pennsylvania home insurance information, including average Elkins Park home insurance rates, coverage options or the different homeowners insurance types, please select Elkins Park, PA Home Insurance Quotes Now!

19027 Home Insurance Average Premiums

Local 19027 homeowners insurance quotes comparison

$546 /yr.

Shows Zip Code: 19027 lowest rates with discounts applied on average.

For the 19027, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$546 /yr.
Average Coverage:$796 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1096 /yr.

What is the average home insurance cost for a home in 19027?

  • • The average homeowners insurance premium paid annually for a home in 19027 is around $796 per year.

What does it cost on average per month for home insurance in 19027?

  • • Homeowners in 19027 pay a monthly average cost per month around $66.00.

What kind of discount could I get if I combine my home and auto insurance together in 19027?

  • • Autoowners in 19027 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Elkins Park area, check out other zip codes nearby 19027.
Review average rates in another zip code:
19027 homeowners insurance rates

Home Replacement Cost Coverage in 19027

Average Building Cost Per Square Foot in 19027: $136

Location: Elkins Park, Pennsylvania (Montgomery County)

Average Square Footage in 19027: 2,123 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19027 before you start any project. Elkins Park homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19027 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19027 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,123 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Elkins Park area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1362,123$288,700
Additional Upgrades & Added Features$1702,123$360,875
Major Home Updates or Advancements$2042,123$433,050

It's important to understand that when you estimate your replacement cost of your home in the 19027 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19027

Best Home & Auto Insurance Agencies in 19027

Allstate Insurance Company - Victoria Lee

Address: 1333 W Cheltenham Ave Elkins Park, PA 19027
Phone:
Website: http://www.philadelphia.citysearch.com/profile/658943380/elkins_park_pa/allstate_insurance_company_victoria_lee.html
Info:

Allstate Insurance Company - Gregory K Burris

Address: 140 Yorktown Plz Elkins Park, PA 19027
Phone:
Website: http://www.allstateagencies.com/083013?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Companies

Address: 327 Township Line Rd Elkins Park, PA 19027
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Susan Moon Ins Agency Llc - Nationwide Insurance

Address: 7300 Old York Rd, Ste 225 Elkins Park, PA 19027
Phone:
Website: http://www.philadelphia.citysearch.com/profile/658796920/elkins_park_pa/susan_moon_ins_agency_llc_nationwide_insurance.html
Info:

Lee, Eun H - State Farm Insurance Agent

Address: 8037 Old York Rd Elkins Park, PA 19027
Phone:
Website: http://www.philadelphia.citysearch.com/profile/35563174/elkins_park_pa/lee_eun_h_state_farm_insurance_agent.html
Info:

Housing Demographics for 19027

Population Review for 19027 Zip Code

For the city of Elkins Park, the population within 19027 has increased to over 19,901 residents in population size. The current population total is 19,170. We have broken down the population based on race below. In 19027, there are over 8678 in male population and 10492 females.

PopulationValues
Total Population19,170
White Population8927
Black Population7207
Hispanic Population1092
Asian Population1231
Hawaiian Population7
Indian Population55
Other Population558
Male Population8678
Female Population10492
Population Estimate19901

Household Data for 19027

The average number of homes in 19027 is around 8,090, there are an average of 2.36 per household. The average house value according to local real estate values is around $288,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,090
Persons Per Household2.36
Average House Value$288,700
Income Per Household$89484
Median Age42.4
Median Age Male40.6
Median Age Female44.1
19027 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code215/445
CityElkins Park
City Alias NameELKINS PARK
CountyMontgomery
County FIPS091
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV33874
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses470
Number Of Employees4878
Business First Quarter Payroll48935
Business Annual Payroll226071
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1924009
Congressional District04
Congressional LandArea1517.84
Delivery Residential8433
Delivery Business510
Delivery Total9674
Preferred Last Line KeyX1C419
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameMontgomery County-Bucks County-Chester County, PA
City State KeyX1C419
Land Area3.933000
Water Area0.002000
City Alias Code
City Mixed CaseElkins Park
City Alias Mixed CaseElkins Park
Box Count360
SFDU6591
MFDU1314
State ANSI42
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number412414
Unique ZIP Name
SSA State County Code39560
Medicare CBSA Code33874
Medicare CBSA NameMontgomery County-Bucks County-Chester County, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseMontgomery

Pennsylvania Homeowners Insurance News & Information

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]