Get multiple home insurance quotes in 19044. Our licensed 19044, PA agents are ready to serve you.

19044 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 19044 zip code it's important to know that our rates are very competitive for homeowners living in Horsham, PA. Many homeowners based out of your 19044 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 19044 should appear in the zip code field ready to go. For Horsham, PA Homeowners Insurance Quotes nearby, we offer the best rates and service.

19044: Average Home Insurance Rates

For homeowners living in the great city of Horsham, the average homeowners policy is considered very low in comparison to other states. Pennsylvania premiums are estimated to be around $665 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

Save on 19044 Home Insurance Quotes!

19044 Home Insurance Average Premiums

Local 19044 homeowners insurance quotes comparison

$415 /yr.

Shows Zip Code: 19044 lowest rates with discounts applied on average.

For the 19044, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$415 /yr.
Average Coverage:$665 /yr.
2600 sq. ft. or higher
(all discounts applied)
$965 /yr.

What is the average home insurance cost for a home in 19044?

  • • The average homeowners insurance premium paid annually for a home in 19044 is around $665 per year.

What does it cost on average per month for home insurance in 19044?

  • • Homeowners in 19044 pay a monthly average cost per month around $55.00.

What kind of discount could I get if I combine my home and auto insurance together in 19044?

  • • Autoowners in 19044 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Horsham area, check out other zip codes nearby 19044.
Review average rates in another zip code:
19044 homeowners insurance rates

Home Replacement Cost Coverage in 19044

Average Building Cost Per Square Foot in 19044: $136

Location: Horsham, Pennsylvania (Montgomery County)

Average Square Footage in 19044: 2,218 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19044 before you start any project. Horsham homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19044 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19044 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,218 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Horsham area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1362,218$301,600
Additional Upgrades & Added Features$1702,218$377,000
Major Home Updates or Advancements$2042,218$452,400

It's important to understand that when you estimate your replacement cost of your home in the 19044 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19044

Best Home & Auto Insurance Agencies in 19044

Kozak- Lisa Burns

Address: 443 Easton Rd Horsham, PA 19044
Phone:
Website:
Info:

Allstate Insurance Company - Michael Mosley

Address: 701 Horsham Rd Horsham, PA 19044
Phone:
Website: http://www.allstateagencies.com/060160?cid=OTC-YP.com-IYP&att=TL
Info:

Barton Ins Group, Inc - Nationwide Insurance

Address: 406 Norristown Rd Horsham, PA 19044
Phone:
Website: http://www.nationwide.com/agent/Horsham-PENNSYLVANIA-insurance-agent/james-barton/office.html
Info:

Nationwide Insurance

Address: 301 Horsham Rd, #J Horsham, PA 19044
Phone:
Website: http://www.nationwide.com/agent/horsham-pennsylvania-insurance-agent/charles-v-mchugh-jr/office.html
Info:

Janiszewski- Randee D - State Farm Insurance Agent

Address: 507 Horsham Rd Horsham, PA 19044
Phone:
Website: http://www.randeejaniszewski.com
Info:

Housing Demographics for 19044

Population Review for 19044 Zip Code

For the city of Horsham, the population within 19044 has increased to over 16,959 residents in population size. The current population total is 16,273. We have broken down the population based on race below. In 19044, there are over 7914 in male population and 8359 females.

PopulationValues
Total Population16,273
White Population12360
Black Population989
Hispanic Population1173
Asian Population1356
Hawaiian Population2
Indian Population29
Other Population526
Male Population7914
Female Population8359
Population Estimate16959

Household Data for 19044

The average number of homes in 19044 is around 6,729, there are an average of 2.41 per household. The average house value according to local real estate values is around $301,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,729
Persons Per Household2.41
Average House Value$301,600
Income Per Household$86639
Median Age38.9
Median Age Male38.0
Median Age Female39.8
19044 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code215/267/445
CityHorsham
City Alias NameHORSHAM
CountyMontgomery
County FIPS091
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV33874
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses765
Number Of Employees32507
Business First Quarter Payroll840578
Business Annual Payroll2951993
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1924009
Congressional District01|04
Congressional LandArea77.91|1517.84
Delivery Residential7037
Delivery Business703
Delivery Total8020
Preferred Last Line KeyX18952
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameMontgomery County-Bucks County-Chester County, PA
City State KeyX18952
Land Area9.003000
Water Area0.000000
City Alias Code
City Mixed CaseHorsham
City Alias Mixed CaseHorsham
Box Count145
SFDU4992
MFDU697
State ANSI42
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number413788
Unique ZIP Name
SSA State County Code39560
Medicare CBSA Code33874
Medicare CBSA NameMontgomery County-Bucks County-Chester County, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseMontgomery

Pennsylvania Homeowners Insurance News & Information

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]