Get multiple home insurance quotes in 19046. Our licensed 19046, PA agents are ready to serve you.

Home Insurance in 19046

Our rates are very competitive for homeowners living in the 19046 zip code. Many homeowners based out of Jenkintown, PA have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our PA licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 19046 should appear in the zip code field ready to go.

19046 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Jenkintown area? The average homeowners premium in 19046 is very low in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 19046, you can expect to pay around $801 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

Get Home Insurance Coverage in 19046 Today!

Get Home Insurance Quotes in 19046

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Pennsylvania. Start your 19046 home insurance shopping today!

  1. Jenkintown, PA Home Insurance Quotes

19046 Home Insurance Average Premiums

Local 19046 homeowners insurance quotes comparison

$551 /yr.

Shows Zip Code: 19046 lowest rates with discounts applied on average.

For the 19046, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$551 /yr.
Average Coverage:$801 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1101 /yr.

What is the average home insurance cost for a home in 19046?

  • • The average homeowners insurance premium paid annually for a home in 19046 is around $801 per year.

What does it cost on average per month for home insurance in 19046?

  • • Homeowners in 19046 pay a monthly average cost per month around $67.00.

What kind of discount could I get if I combine my home and auto insurance together in 19046?

  • • Autoowners in 19046 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jenkintown area, check out other zip codes nearby 19046.
Review average rates in another zip code:
19046 homeowners insurance rates

Home Replacement Cost Coverage in 19046

Average Building Cost Per Square Foot in 19046: $136

Location: Jenkintown, Pennsylvania (Montgomery County)

Average Square Footage in 19046: 2,671 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19046 before you start any project. Jenkintown homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19046 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19046 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,671 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jenkintown area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1362,671$363,200
Additional Upgrades & Added Features$1702,671$454,000
Major Home Updates or Advancements$2042,671$544,800

It's important to understand that when you estimate your replacement cost of your home in the 19046 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19046

Allman & Company Inc

Address: 101 Greenwood Ave Jenkintown, PA 19046
Phone: (215)927-6300
Website:

Best Home & Auto Insurance Agencies in 19046

Burlington Insurance Agency,LLC

Address: 1900 Mt Holly Rd, #Ste2b Burlington, NJ 19046
Phone:
Website: http://www.allstateagencies.com/bobsapnar/welcome
Info:

Citizens Comprehensive Insurance, LLC

Address: 505 Old York Rd, Ste 105 Jenkintown, PA 19046
Phone:
Website: http://www.citizenscompins.com/
Info:

American Agency Insurance Services, Incorporated

Address: 2643 Haddonfield Rd Burlington Twp, NJ 19046
Phone:
Website: http://www.national.citysearch.com/profile/664897930/burlington_nj/american_agency_insurance_services_inc_.html
Info:

Antczak- Richard S - State Farm Insurance Agent

Address: 93 Old York Rd Jenkintown, PA 19046
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Richard D Zeises - Nationwide Insurance

Address: 1610 The Fairway Jenkintown, PA 19046
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/625577040/jenkintown_pa/richard_d_zeises_nationwide_insurance.html
Info:

Housing Demographics for 19046

Population Review for 19046 Zip Code

For the city of Jenkintown, the population within 19046 has increased to over 20,618 residents in population size. The current population total is 19,669. We have broken down the population based on race below. In 19046, there are over 9307 in male population and 10362 females.

PopulationValues
Total Population19,669
White Population15955
Black Population1382
Hispanic Population859
Asian Population874
Hawaiian Population0
Indian Population28
Other Population270
Male Population9307
Female Population10362
Population Estimate20618

Household Data for 19046

The average number of homes in 19046 is around 7,824, there are an average of 2.42 per household. The average house value according to local real estate values is around $363,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,824
Persons Per Household2.42
Average House Value$363,200
Income Per Household$105846
Median Age44.8
Median Age Male42.9
Median Age Female46.7
19046 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code215/267/445
CityJenkintown
City Alias NameJENKINTOWN
CountyMontgomery
County FIPS091
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV33874
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses846
Number Of Employees15697
Business First Quarter Payroll199712
Business Annual Payroll817341
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1924009
Congressional District02|04
Congressional LandArea74.14|1517.84
Delivery Residential8520
Delivery Business869
Delivery Total11125
Preferred Last Line KeyX19076
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameMontgomery County-Bucks County-Chester County, PA
City State KeyX19076
Land Area6.683000
Water Area0.000000
City Alias Code
City Mixed CaseJenkintown
City Alias Mixed CaseJenkintown
Box Count186
SFDU6033
MFDU2479
State ANSI42
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number414032
Unique ZIP Name
SSA State County Code39560
Medicare CBSA Code33874
Medicare CBSA NameMontgomery County-Bucks County-Chester County, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseMontgomery

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]