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19066 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 19066? There are over 1,786 occupied homes in the 19066 area. With a population size of 6,107, it's not uncommon for residence of Merion Station, PA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Pennsylvania is around $747 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 19066 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Merion Station, PA Home Insurance Rate Quotes

19066 Home Insurance Average Premiums

Local 19066 homeowners insurance quotes comparison

$497 /yr.

Shows Zip Code: 19066 lowest rates with discounts applied on average.

For the 19066, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$497 /yr.
Average Coverage:$747 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1047 /yr.

What is the average home insurance cost for a home in 19066?

  • • The average homeowners insurance premium paid annually for a home in 19066 is around $747 per year.

What does it cost on average per month for home insurance in 19066?

  • • Homeowners in 19066 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 19066?

  • • Autoowners in 19066 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Merion Station area, check out other zip codes nearby 19066.
Review average rates in another zip code:
19066 homeowners insurance rates

Home Replacement Cost Coverage in 19066

Average Building Cost Per Square Foot in 19066: $136

Location: Merion Station, Pennsylvania (Montgomery County)

Average Square Footage in 19066: 4,983 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19066 before you start any project. Merion Station homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19066 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19066 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,983 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Merion Station area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1364,983$677,700
Additional Upgrades & Added Features$1704,983$847,125
Major Home Updates or Advancements$2044,983$1,016,550

It's important to understand that when you estimate your replacement cost of your home in the 19066 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19066

Best Home & Auto Insurance Agencies in 19066

Housing Demographics for 19066

Population Review for 19066 Zip Code

For the city of Merion Station, the population within 19066 has increased to over 6,539 residents in population size. The current population total is 6,107. We have broken down the population based on race below. In 19066, there are over 2931 in male population and 3176 females.

PopulationValues
Total Population6,107
White Population4723
Black Population322
Hispanic Population360
Asian Population430
Hawaiian Population0
Indian Population11
Other Population238
Male Population2931
Female Population3176
Population Estimate6539

Household Data for 19066

The average number of homes in 19066 is around 1,786, there are an average of 3.07 per household. The average house value according to local real estate values is around $677,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,786
Persons Per Household3.07
Average House Value$677,700
Income Per Household$208229
Median Age38.4
Median Age Male35.9
Median Age Female39.9
19066 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias AbbreviationMERION STA
Area Code610/484
CityMerion Station
City Alias NameMERION STATION
CountyMontgomery
County FIPS091
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV33874
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses103
Number Of Employees887
Business First Quarter Payroll8642
Business Annual Payroll43342
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1924009
Congressional District03|04|05
Congressional LandArea3850.8|1517.84|10711.21
Delivery Residential2130
Delivery Business42
Delivery Total2398
Preferred Last Line KeyX19772
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameMontgomery County-Bucks County-Chester County, PA
City State KeyX19772
Land Area1.333000
Water Area0.000000
City Alias Code
City Mixed CaseMerion Station
City Alias Mixed CaseMerion Station
Box Count139
SFDU1703
MFDU427
State ANSI42
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number415288
Unique ZIP Name
SSA State County Code39560
Medicare CBSA Code33874
Medicare CBSA NameMontgomery County-Bucks County-Chester County, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseMontgomery

Pennsylvania Homeowners Insurance News & Information

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  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

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