Compare quotes for your home in 19076! Compare the best 12 carriers in minutes.
19076 Homeowners Insurance Quotes & Coverage Options
If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 19076 zip code find a great new policy that offers the coverage they need at a price they can afford.
GetHomeInsuranceQuotes.com makes shopping for a new policy in Prospect Park, PA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 19076.
Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.
If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 19076 and start shopping.
Quickly and Easily Compare Average Rates for 19076
You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Prospect Park, PA home insurance quotes in your local city and review the most competitive coverages and premiums.
Average Policy Rates in 19076
Homeowners in Prospect Park are paying roughly $755 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.
Save on 19076 Home Insurance Quotes right now!
19076 Home Insurance Average Premiums
$505 /yr.
Shows Zip Code: 19076 lowest rates with discounts applied on average.
For the 19076, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $505 /yr. |
| Average Coverage: | $755 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1055 /yr. |
What is the average home insurance cost for a home in 19076?
- • The average homeowners insurance premium paid annually for a home in 19076 is around $755 per year.
What does it cost on average per month for home insurance in 19076?
- • Homeowners in 19076 pay a monthly average cost per month around $63.00.
What kind of discount could I get if I combine my home and auto insurance together in 19076?
- • Autoowners in 19076 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Prospect Park area, check out other zip codes nearby 19076.
Review average rates in another zip code:
19076 homeowners insurance rates
Home Replacement Cost Coverage in 19076
Average Building Cost Per Square Foot in 19076: $136
Location: Prospect Park, Pennsylvania (Delaware County)Average Square Footage in 19076: 1,438 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 19076 before you start any project. Prospect Park homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19076 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 19076 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,438 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Prospect Park area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $136 | 1,438 | $195,600 |
| Additional Upgrades & Added Features | $170 | 1,438 | $244,500 |
| Major Home Updates or Advancements | $204 | 1,438 | $293,400 |
It's important to understand that when you estimate your replacement cost of your home in the 19076 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 19076
Best Home & Auto Insurance Agencies in 19076
All County Insurance
Address: 545 Chester Pike Prospect Park, PA 19076Phone:
Website: http://www.allcountyinsurancepa.com/
Info:
Jillian O'Brien Ins Llc - Nationwide Insurance
Address: 1111 Lincoln Ave Prospect Park, PA 19076Phone:
Website: http://www.nationwide.com/
Info:
Housing Demographics for 19076
Population Review for 19076 Zip Code
For the city of Prospect Park, the population within 19076 has increased to over 6,509 residents in population size. The current population total is 6,488. We have broken down the population based on race below. In 19076, there are over 3165 in male population and 3323 females.
| Population | Values |
|---|---|
| Total Population | 6,488 |
| White Population | 5215 |
| Black Population | 513 |
| Hispanic Population | 328 |
| Asian Population | 254 |
| Hawaiian Population | 3 |
| Indian Population | 6 |
| Other Population | 95 |
| Male Population | 3165 |
| Female Population | 3323 |
| Population Estimate | 6509 |
Household Data for 19076
The average number of homes in 19076 is around 2,590, there are an average of 2.46 per household. The average house value according to local real estate values is around $195,600. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 2,590 |
| Persons Per Household | 2.46 |
| Average House Value | $195,600 |
| Income Per Household | $63579 |
| Median Age | 39.0 |
| Median Age Male | 37.8 |
| Median Age Female | 39.6 |
| 19076 Details | Values |
|---|---|
| State | PA |
| State Full Name | Pennsylvania |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 484/610 |
| City | Prospect Park |
| City Alias Name | PROSPECT PARK |
| County | Delaware |
| County FIPS | 045 |
| State FIPS | 42 |
| Time Zone | 5 |
| Day Light Saving | Y |
| MSA | 6162 |
| PMSA | 6160 |
| CSA | 428 |
| CBSA | 37980 |
| CBSA_DIV | 37964 |
| CBSA_Type | Metro |
| CBSA_Name | Philadelphia-Camden-Wilmington, PA-NJ-DE-MD |
| MSA_Name | Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA |
| PMSA_Name | Philadelphia, PA-NJ PMSA |
| Region | Northeast |
| Division | Middle Atlantic |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 117 |
| Number Of Employees | 1024 |
| Business First Quarter Payroll | 9927 |
| Business Annual Payroll | 45584 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 5965343 |
| CBSA Division Population | 2084985 |
| Congressional District | 05 |
| Congressional LandArea | 10711.21 |
| Delivery Residential | 2646 |
| Delivery Business | 156 |
| Delivery Total | 2958 |
| Preferred Last Line Key | X1A654 |
| Classification Code | |
| Multi-County | |
| CSA Name | Philadelphia-Reading-Camden, PA-NJ-DE-MD |
| CBSA_DIV_Name | Philadelphia, PA |
| City State Key | X1A654 |
| Land Area | 0.748000 |
| Water Area | 0.013000 |
| City Alias Code | |
| City Mixed Case | Prospect Park |
| City Alias Mixed Case | Prospect Park |
| Box Count | 71 |
| SFDU | 2294 |
| MFDU | 352 |
| State ANSI | 42 |
| County ANSI | 045 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 416828 |
| Unique ZIP Name | |
| SSA State County Code | 39290 |
| Medicare CBSA Code | 37964 |
| Medicare CBSA Name | Philadelphia, PA |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 8 |
| County Mixed Case | Delaware |
Pennsylvania Homeowners Insurance News & Information
-
Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025
Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]
-
Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024
Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies. Here are some common exclusions that could leave you […]
-
2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]