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Quickly Revew Homeowners Insurance in 19082

If you own a home in Upper Darby, PA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 19082 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Pennsylvania licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 19082 and start comparing rates now.

19082 Homeowners Insurance Rates Are Considered: very low!

The average rate for a standard homeowners policy in 19082 is $736 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 19082 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Upper Darby, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

19082 Home Insurance Average Premiums

Local 19082 homeowners insurance quotes comparison

$486 /yr.

Shows Zip Code: 19082 lowest rates with discounts applied on average.

For the 19082, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$486 /yr.
Average Coverage:$736 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1036 /yr.

What is the average home insurance cost for a home in 19082?

  • • The average homeowners insurance premium paid annually for a home in 19082 is around $736 per year.

What does it cost on average per month for home insurance in 19082?

  • • Homeowners in 19082 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 19082?

  • • Autoowners in 19082 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Upper Darby area, check out other zip codes nearby 19082.
Review average rates in another zip code:
19082 homeowners insurance rates

Home Replacement Cost Coverage in 19082

Average Building Cost Per Square Foot in 19082: $136

Location: Upper Darby, Pennsylvania (Delaware County)

Average Square Footage in 19082: 893 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19082 before you start any project. Upper Darby homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19082 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19082 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 893 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Upper Darby area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136893$121,400
Additional Upgrades & Added Features$170893$151,750
Major Home Updates or Advancements$204893$182,100

It's important to understand that when you estimate your replacement cost of your home in the 19082 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19082

Atlantic Insurance Agency

Address: 6787 Market Street Upper Darby, PA 19082
Phone: (610)734-3000
Website:

Best Home & Auto Insurance Agencies in 19082

Allstate Insurance Company - Nathanael Son

Address: 115 Fairfield Ave Upper Darby, PA 19082
Phone:
Website: http://www.allstateagencies.com/049664?cid=OTC-YP.com-IYP&att=TL
Info:

A Allcity Insurance

Address: 6560 Market St Millbourne, PA 19082
Phone:
Website: http://www.accentinsuranceagency.com
Info:

Napoli, Frank - State Farm Insurance Agent

Address: 7229 Marshall Rd Upper Darby, PA 19082
Phone:
Website:
Info:

Allstate Insurance Companies - Sales Offices- Upper Darby

Address: 6754 Market St Millbourne, PA 19082
Phone:
Website:
Info:

Nastasi, Tony - State Farm Insurance Agent

Address: 8701 W Chester Pike Upper Darby, PA 19082
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/46267045/upper_darby_pa/nastasi_tony_state_farm_insurance_agent.html
Info:

Housing Demographics for 19082

Population Review for 19082 Zip Code

For the city of Upper Darby, the population within 19082 has increased to over 44,004 residents in population size. The current population total is 42,761. We have broken down the population based on race below. In 19082, there are over 20575 in male population and 22186 females.

PopulationValues
Total Population42,761
White Population7606
Black Population20199
Hispanic Population4675
Asian Population9230
Hawaiian Population14
Indian Population173
Other Population3130
Male Population20575
Female Population22186
Population Estimate44004

Household Data for 19082

The average number of homes in 19082 is around 14,994, there are an average of 2.85 per household. The average house value according to local real estate values is around $121,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,994
Persons Per Household2.85
Average House Value$121,400
Income Per Household$50865
Median Age34.1
Median Age Male33.2
Median Age Female35.0
19082 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code610/484
CityUpper Darby
City Alias NameUPPER DARBY
CountyDelaware
County FIPS045
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV37964
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses729
Number Of Employees8118
Business First Quarter Payroll66195
Business Annual Payroll295083
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population2084985
Congressional District05
Congressional LandArea10711.21
Delivery Residential15440
Delivery Business986
Delivery Total16837
Preferred Last Line KeyX1B642
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NamePhiladelphia, PA
City State KeyX1B642
Land Area2.575000
Water Area0.000000
City Alias Code
City Mixed CaseUpper Darby
City Alias Mixed CaseUpper Darby
Box Count304
SFDU12650
MFDU2749
State ANSI42
County ANSI045
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number418684
Unique ZIP Name
SSA State County Code39290
Medicare CBSA Code37964
Medicare CBSA NamePhiladelphia, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseDelaware

Pennsylvania Homeowners Insurance News & Information

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  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

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  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]