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Check Out 19086 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Wallingford, PA.

We will gather some basic information about your home in Wallingford, PA and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Pennsylvania licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 19086 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 19086

We have pulled together a variety of data related to homeowners insurance in Pennsylvania. Simply click on one of the links below to learn about the average cost of homeowners insurance in Pennsylvania as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Wallingford, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

19086 Homeowners Insurance Rates, Average Rating: very low!

Homeowners insurance policies in 19086 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Pennsylvania is roughly $773. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 19086 homeowners insurance policy!

19086 Home Insurance Average Premiums

Local 19086 homeowners insurance quotes comparison

$523 /yr.

Shows Zip Code: 19086 lowest rates with discounts applied on average.

For the 19086, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$523 /yr.
Average Coverage:$773 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1073 /yr.

What is the average home insurance cost for a home in 19086?

  • • The average homeowners insurance premium paid annually for a home in 19086 is around $773 per year.

What does it cost on average per month for home insurance in 19086?

  • • Homeowners in 19086 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 19086?

  • • Autoowners in 19086 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Wallingford area, check out other zip codes nearby 19086.
Review average rates in another zip code:
19086 homeowners insurance rates

Home Replacement Cost Coverage in 19086

Average Building Cost Per Square Foot in 19086: $136

Location: Wallingford, Pennsylvania (Delaware County)

Average Square Footage in 19086: 2,576 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19086 before you start any project. Wallingford homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19086 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19086 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,576 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wallingford area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1362,576$350,300
Additional Upgrades & Added Features$1702,576$437,875
Major Home Updates or Advancements$2042,576$525,450

It's important to understand that when you estimate your replacement cost of your home in the 19086 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19086

Best Home & Auto Insurance Agencies in 19086

Housing Demographics for 19086

Population Review for 19086 Zip Code

For the city of Wallingford, the population within 19086 has increased to over 12,153 residents in population size. The current population total is 12,270. We have broken down the population based on race below. In 19086, there are over 5913 in male population and 6357 females.

PopulationValues
Total Population12,270
White Population9788
Black Population608
Hispanic Population415
Asian Population949
Hawaiian Population4
Indian Population14
Other Population92
Male Population5913
Female Population6357
Population Estimate12153

Household Data for 19086

The average number of homes in 19086 is around 4,424, there are an average of 2.68 per household. The average house value according to local real estate values is around $350,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,424
Persons Per Household2.68
Average House Value$350,300
Income Per Household$127910
Median Age44.0
Median Age Male42.4
Median Age Female45.4
19086 DetailsValues
StatePA
State Full NamePennsylvania
City TypeB
City Alias Abbreviation
Area Code610/484
CityWallingford
City Alias NameWALLINGFORD
CountyDelaware
County FIPS045
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV37964
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses150
Number Of Employees1348
Business First Quarter Payroll10273
Business Annual Payroll49592
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population2084985
Congressional District05
Congressional LandArea10711.21
Delivery Residential4535
Delivery Business41
Delivery Total4730
Preferred Last Line KeyX1B773
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NamePhiladelphia, PA
City State KeyX1B773
Land Area4.003000
Water Area0.000000
City Alias Code
City Mixed CaseWallingford
City Alias Mixed CaseWallingford
Box Count80
SFDU3406
MFDU417
State ANSI42
County ANSI045
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number415256
Unique ZIP Name
SSA State County Code39290
Medicare CBSA Code37964
Medicare CBSA NamePhiladelphia, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseDelaware

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]