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Home Insurance in 19090

If your primary reason for shopping for homeowners insurance in the 19090 zip code is based primarily on the rising cost of your home insurance premium. Then, it's imporant to know that our rates are very competitive for homeowners living in Willow Grove, PA. Many homeowners that live in the 19090 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase up to 12 carriers that we will shop for you. Plus, our home insurance quotes are free and our Pennsylvania licensed agents can also provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free homeowners insurance quote, simply click the "Get Multiple Quotes Now" button at the top. Your 19090 zip code should already appear in the zip code field ready to go. For Willow Grove, PA Homeowners Insurance Quotes, Click to easily get started!

Average Homeowners Premiums in 19090

Homeowners living in the city of Willow Grove are paying on average around $765 per year for homeowners insurance coverage. This estimated premium is based on a standard HO-3 policy which covers the basic requirements if your home was ever damaged. This is also a minimum requirement by mortgage lenders if there is a lien on your home. A basic policy will cover your home, contents, loss of use, liability and medical payments. It's important to know that homes in the 19090 zip code with a standard homeowners policy does not cover flood damage. You will need to purchase a seperate flood policy to add this additional coverage. Pennsylvania home insurance premiums have been recently ranked 41 in the country in terms of the annual cost of premiums. Because premiums in 19090 are lower compared to other states it is always a good idea to shop your home insurance coverage. Our online quoting application can easily help you compare the best rates and coverage options.

Easily Compare 19090 Home Insurance Quotes Now!

We enjoy helping you do two very important things: First, we like to help you save more money per year on your homeowners insurance. Second, we like to help you learn about the best coverage options for your home in Willow Grove. It is possible to pay a lower premium and get more enhanced coverage. Let us help you shop your home insurance premiums today!

19090 Home Insurance Average Premiums

Local 19090 homeowners insurance quotes comparison

$515 /yr.

Shows Zip Code: 19090 lowest rates with discounts applied on average.

For the 19090, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$515 /yr.
Average Coverage:$765 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1065 /yr.

What is the average home insurance cost for a home in 19090?

  • • The average homeowners insurance premium paid annually for a home in 19090 is around $765 per year.

What does it cost on average per month for home insurance in 19090?

  • • Homeowners in 19090 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 19090?

  • • Autoowners in 19090 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Willow Grove area, check out other zip codes nearby 19090.
Review average rates in another zip code:
19090 homeowners insurance rates

Home Replacement Cost Coverage in 19090

Average Building Cost Per Square Foot in 19090: $136

Location: Willow Grove, Pennsylvania (Montgomery County)

Average Square Footage in 19090: 2,041 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19090 before you start any project. Willow Grove homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19090 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19090 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,041 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Willow Grove area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1362,041$277,600
Additional Upgrades & Added Features$1702,041$347,000
Major Home Updates or Advancements$2042,041$416,400

It's important to understand that when you estimate your replacement cost of your home in the 19090 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19090

Delta Insurance And Financial Services Centers Inc

Address: 419 Davisville Road Suite 201 Willow Grove, PA 19090
Phone: (215)657-0660
Website:

Allstate Insurance Company

Address: 980 Davisville Road Willow Grove, PA 19090
Phone: (215)830-8400
Website: www.allstate.com

Allstate Insurance Companies - Sales Offices- Willow Grove

Address: 980 Davisville Road Willow Grove, PA 19090
Phone: (215)830-8400
Website: www.allstate.com

Allstate Insurance - Bruce Jones

Address: 447 W. Moreland Rd. # 2b Willow Grove, PA 19090
Phone: (215)784-0100
Website:

Best Home & Auto Insurance Agencies in 19090

State Farm Insurance

Address: 901 Easton Rd Willow Grove, PA 19090
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/46267005/willow_grove_pa/state_farm_insurance.html
Info:

Allstate Insurance Companies - Sales Offices- Willow Grove

Address: 980 Davisville Rd Willow Grove, PA 19090
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Allstate Insurance - Bruce Jones

Address: 447 W Moreland Rd Willow Grove, PA 19090
Phone:
Website:
Info:

Hall, Nate - Alfonso Insurance Service

Address: 500 Easton Rd, #3 Willow Grove, PA 19090
Phone:
Website: http://www.alfonso-insurance.com/
Info:

Delta Insurance And Financial Services Centers Inc

Address: 419 Davisville Rd, #201 Willow Grove, PA 19090
Phone:
Website:
Info:

Housing Demographics for 19090

Population Review for 19090 Zip Code

For the city of Willow Grove, the population within 19090 has increased to over 20,856 residents in population size. The current population total is 20,180. We have broken down the population based on race below. In 19090, there are over 9766 in male population and 10414 females.

PopulationValues
Total Population20,180
White Population13308
Black Population3631
Hispanic Population1388
Asian Population1263
Hawaiian Population6
Indian Population23
Other Population585
Male Population9766
Female Population10414
Population Estimate20856

Household Data for 19090

The average number of homes in 19090 is around 7,826, there are an average of 2.55 per household. The average house value according to local real estate values is around $277,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,826
Persons Per Household2.55
Average House Value$277,600
Income Per Household$87665
Median Age39.4
Median Age Male38.0
Median Age Female40.7
19090 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code267/215/445
CityWillow Grove
City Alias NameWILLOW GROVE
CountyMontgomery
County FIPS091
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV33874
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses766
Number Of Employees12620
Business First Quarter Payroll131907
Business Annual Payroll637445
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1924009
Congressional District04
Congressional LandArea1517.84
Delivery Residential8179
Delivery Business857
Delivery Total11988
Preferred Last Line KeyX1C046
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameMontgomery County-Bucks County-Chester County, PA
City State KeyX1C046
Land Area4.604000
Water Area0.005000
City Alias Code
City Mixed CaseWillow Grove
City Alias Mixed CaseWillow Grove
Box Count155
SFDU6333
MFDU1710
State ANSI42
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number419288
Unique ZIP Name
SSA State County Code39560
Medicare CBSA Code33874
Medicare CBSA NameMontgomery County-Bucks County-Chester County, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseMontgomery

Pennsylvania Homeowners Insurance News & Information

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]