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If you live in the 19301 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Paoli have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our PA licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 19301 and then compare quotes from a variety of nationwide insurance companies.

19301 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 19301 the average premium for homeowners coverage is $732 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 19301. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 19301 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Paoli, PA home insurance quotes in your area.

19301 Home Insurance Average Premiums

Local 19301 homeowners insurance quotes comparison

$482 /yr.

Shows Zip Code: 19301 lowest rates with discounts applied on average.

For the 19301, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$482 /yr.
Average Coverage:$732 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1032 /yr.

What is the average home insurance cost for a home in 19301?

  • • The average homeowners insurance premium paid annually for a home in 19301 is around $732 per year.

What does it cost on average per month for home insurance in 19301?

  • • Homeowners in 19301 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 19301?

  • • Autoowners in 19301 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Paoli area, check out other zip codes nearby 19301.
Review average rates in another zip code:
19301 homeowners insurance rates

Home Replacement Cost Coverage in 19301

Average Building Cost Per Square Foot in 19301: $136

Location: Paoli, Pennsylvania (Chester County)

Average Square Footage in 19301: 3,254 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19301 before you start any project. Paoli homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19301 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19301 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,254 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Paoli area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1363,254$442,500
Additional Upgrades & Added Features$1703,254$553,125
Major Home Updates or Advancements$2043,254$663,750

It's important to understand that when you estimate your replacement cost of your home in the 19301 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19301

Best Home & Auto Insurance Agencies in 19301

Fitzgerald, Jim - Fitzgerald Jim

Address: 113 East Lancaster Avenue Paoli, PA 19301
Phone:
Website: http://www.allstateagencies.com/JimFitzgerald/Welcome/
Info:

E J Dejoseph Insurance Inc

Address: 250 W Lancaster Ave, #235 Paoli, PA 19301
Phone:
Website: http://www.dejosephinsurance.com
Info:

State Farm Insurance - Thomas C French

Address: 34 Darby Rd Paoli, PA 19301
Phone:
Website: http://www.thomascfrench.com/
Info:

Haughey- Bernard F - State Farm Insurance Agent

Address: 3 Paoli Plz Paoli, PA 19301
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance Company - Charles Thorne

Address: 9 South Valley Road Paoli, PA 19301
Phone:
Website: http://www.philadelphia.citysearch.com/profile/658792340/paoli_pa/allstate_insurance_company_charles_thorne.html
Info:

Housing Demographics for 19301

Population Review for 19301 Zip Code

For the city of Paoli, the population within 19301 has increased to over 7,817 residents in population size. The current population total is 7,542. We have broken down the population based on race below. In 19301, there are over 3659 in male population and 3883 females.

PopulationValues
Total Population7,542
White Population5496
Black Population303
Hispanic Population242
Asian Population1163
Hawaiian Population0
Indian Population9
Other Population162
Male Population3659
Female Population3883
Population Estimate7817

Household Data for 19301

The average number of homes in 19301 is around 2,909, there are an average of 2.52 per household. The average house value according to local real estate values is around $442,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,909
Persons Per Household2.52
Average House Value$442,500
Income Per Household$106845
Median Age44.3
Median Age Male42.6
Median Age Female46.1
19301 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code484/610/835
CityPaoli
City Alias NamePAOLI
CountyChester
County FIPS029
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV33874
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses485
Number Of Employees5542
Business First Quarter Payroll85418
Business Annual Payroll398491
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1924009
Congressional District06
Congressional LandArea860.47
Delivery Residential3102
Delivery Business610
Delivery Total3963
Preferred Last Line KeyX1A377
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameMontgomery County-Bucks County-Chester County, PA
City State KeyX1A377
Land Area3.591000
Water Area0.004000
City Alias Code
City Mixed CasePaoli
City Alias Mixed CasePaoli
Box Count112
SFDU2201
MFDU260
State ANSI42
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number416384
Unique ZIP Name
SSA State County Code39210
Medicare CBSA Code33874
Medicare CBSA NameMontgomery County-Bucks County-Chester County, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseChester

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]