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Compare 19358 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 19358 area? The average homeowners premium in Pennsylvania for a standard homeowners policy is around $680/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 19358 zip code, the population size is around 318 with 120 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 19358.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Modena, PA Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. PA RateDiscountsSavingsShop Rates
$967up to 40% off$387

19358 Home Insurance Average Premiums

Local 19358 homeowners insurance quotes comparison

$430 /yr.

Shows Zip Code: 19358 lowest rates with discounts applied on average.

For the 19358, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$430 /yr.
Average Coverage:$680 /yr.
2600 sq. ft. or higher
(all discounts applied)		$980 /yr.

What is the average home insurance cost for a home in 19358?

  • • The average homeowners insurance premium paid annually for a home in 19358 is around $680 per year.

What does it cost on average per month for home insurance in 19358?

  • • Homeowners in 19358 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 19358?

  • • Autoowners in 19358 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Modena area, check out other zip codes nearby 19358.
Review average rates in another zip code:
19358 homeowners insurance rates

Home Replacement Cost Coverage in 19358

Average Building Cost Per Square Foot in 19358: $136

Location: Modena, Pennsylvania (Chester County)

Average Square Footage in 19358: 1,512 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19358 before you start any project. Modena homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19358 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19358 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,512 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Modena area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,512$205,600
Additional Upgrades & Added Features$1701,512$257,000
Major Home Updates or Advancements$2041,512$308,400

It's important to understand that when you estimate your replacement cost of your home in the 19358 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19358

Best Home & Auto Insurance Agencies in 19358

Housing Demographics for 19358

Population Review for 19358 Zip Code

For the city of Modena, the population within 19358 has increased to over 0 residents in population size. The current population total is 318. We have broken down the population based on race below. In 19358, there are over 167 in male population and 151 females.

PopulationValues
Total Population318
White Population203
Black Population51
Hispanic Population78
Asian Population0
Hawaiian Population0
Indian Population2
Other Population29
Male Population167
Female Population151
Population Estimate0

Household Data for 19358

The average number of homes in 19358 is around 120, there are an average of 2.65 per household. The average house value according to local real estate values is around $205,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode120
Persons Per Household2.65
Average House Value$205,600
Income Per Household$39426
Median Age31.5
Median Age Male28.5
Median Age Female35.5
19358 DetailsValues
StatePA
State Full NamePennsylvania
City TypeZ
City Alias Abbreviation
Area Code835/610/484
CityModena
City Alias NameMODENA
CountyChester
County FIPS029
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV33874
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees50
Business First Quarter Payroll966
Business Annual Payroll3737
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1924009
Congressional District06
Congressional LandArea860.47
Delivery Residential0
Delivery Business0
Delivery Total73
Preferred Last Line KeyX19878
Classification CodeP
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameMontgomery County-Bucks County-Chester County, PA
City State KeyX19878
Land Area0.140000
Water Area0.004000
City Alias Code
City Mixed CaseModena
City Alias Mixed CaseModena
Box Count67
SFDU0
MFDU0
State ANSI42
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number415496
Unique ZIP Name
SSA State County Code39210
Medicare CBSA Code33874
Medicare CBSA NameMontgomery County-Bucks County-Chester County, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseChester

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