Get multiple home insurance quotes in 19372. Our licensed 19372, PA agents are ready to serve you.

19372, PA Home Insurance

In the zip code of 19372, the population size is around 2,348, which consists of 944 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Thorndale, PA. A few years ago, a study was done and found that the average home insurance rates for Pennsylvania are around $740 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 19372 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Thorndale. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Thorndale, PA Homeowners Insurance Online Rates Today!

19372 Home Insurance Average Premiums

Local 19372 homeowners insurance quotes comparison

$490 /yr.

Shows Zip Code: 19372 lowest rates with discounts applied on average.

For the 19372, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$490 /yr.
Average Coverage:$740 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1040 /yr.

What is the average home insurance cost for a home in 19372?

  • • The average homeowners insurance premium paid annually for a home in 19372 is around $740 per year.

What does it cost on average per month for home insurance in 19372?

  • • Homeowners in 19372 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 19372?

  • • Autoowners in 19372 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Thorndale area, check out other zip codes nearby 19372.
Review average rates in another zip code:
19372 homeowners insurance rates

Home Replacement Cost Coverage in 19372

Average Building Cost Per Square Foot in 19372: $136

Location: Thorndale, Pennsylvania (Chester County)

Average Square Footage in 19372: 1,974 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19372 before you start any project. Thorndale homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19372 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19372 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,974 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Thorndale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,974$268,500
Additional Upgrades & Added Features$1701,974$335,625
Major Home Updates or Advancements$2041,974$402,750

It's important to understand that when you estimate your replacement cost of your home in the 19372 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19372

Best Home & Auto Insurance Agencies in 19372

Fantanarosa Insurance Agency

Address: 3532 Lincoln Hwy Thorndale, PA 19372
Phone:
Website:
Info:

Elaine C Hanscom - Nationwide Insurance

Address: 3615 Lincoln Highway Thorndale, PA 19372
Phone:
Website: http://www.nationwide.com/agent/Thorndale-PENNSYLVANIA-insurance-agent/elaine-hanscom/office.html
Info:

Kyle's Auto Tags

Address: 57 North Bailey Road Thorndale, PA 19372
Phone:
Website: http://www.philadelphia.citysearch.com/profile/667736540/thorndale_pa/kyle_s_auto_tags.html
Info:

Allstate Insurance Company - Lawrence Beaver

Address: 3498 Lincoln Highway Thorndale, PA 19372
Phone:
Website: http://www.allstateagencies.com/033356?cid=OTC-YP.com-IYP&att=TL
Info:

Miller, Bill - State Farm Insurance Agent

Address: 3502 Lincoln Highway East Thorndale, PA 19372
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/46267097/thorndale_pa/miller_bill_state_farm_insurance_agent.html
Info:

Housing Demographics for 19372

Population Review for 19372 Zip Code

For the city of Thorndale, the population within 19372 has increased to over 2,405 residents in population size. The current population total is 2,348. We have broken down the population based on race below. In 19372, there are over 1174 in male population and 1174 females.

PopulationValues
Total Population2,348
White Population1731
Black Population283
Hispanic Population174
Asian Population98
Hawaiian Population2
Indian Population8
Other Population58
Male Population1174
Female Population1174
Population Estimate2405

Household Data for 19372

The average number of homes in 19372 is around 944, there are an average of 2.49 per household. The average house value according to local real estate values is around $268,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode944
Persons Per Household2.49
Average House Value$268,500
Income Per Household$77798
Median Age40.5
Median Age Male39.8
Median Age Female41.9
19372 DetailsValues
StatePA
State Full NamePennsylvania
City TypeB
City Alias Abbreviation
Area Code484/484/610/610/835
CityThorndale
City Alias NameTHORNDALE
CountyChester
County FIPS029
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV33874
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses97
Number Of Employees1509
Business First Quarter Payroll11826
Business Annual Payroll54380
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1924009
Congressional District06
Congressional LandArea860.47
Delivery Residential966
Delivery Business104
Delivery Total1294
Preferred Last Line KeyX1B506
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameMontgomery County-Bucks County-Chester County, PA
City State KeyX1B506
Land Area0.935000
Water Area0.003000
City Alias Code
City Mixed CaseThorndale
City Alias Mixed CaseThorndale
Box Count118
SFDU572
MFDU0
State ANSI42
County ANSI029
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number412092
Unique ZIP Name
SSA State County Code39210
Medicare CBSA Code33874
Medicare CBSA NameMontgomery County-Bucks County-Chester County, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseChester

Pennsylvania Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

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  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]