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Homeowners Insurance in 19422

Getting the most affordable home insurance rates in 19422 just got easier for Blue Bell, PA home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of Blue Bell. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-855-976-2656 For Blue Bell, PA Home Insurance Quotes, Click to easily review rates!

Average Home Insurance Rates in 19422

When discussing Pennsylvania homeowners insurance rates, Blue Bell residents are finding new ways to save time and money by discovering lower rates when they shop online. Pennsylvania may not be the cheapest state in the country to purchase homeowners insurance, but it does rank lower than average at a nationwide rank of 41. Residents that live within the 19422 zipcode are currently paying $794 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in Blue Bell does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.

19422 Home Insurance Average Premiums

Local 19422 homeowners insurance quotes comparison

$544 /yr.

Shows Zip Code: 19422 lowest rates with discounts applied on average.

For the 19422, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$544 /yr.
Average Coverage:$794 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1094 /yr.

What is the average home insurance cost for a home in 19422?

  • • The average homeowners insurance premium paid annually for a home in 19422 is around $794 per year.

What does it cost on average per month for home insurance in 19422?

  • • Homeowners in 19422 pay a monthly average cost per month around $66.00.

What kind of discount could I get if I combine my home and auto insurance together in 19422?

  • • Autoowners in 19422 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Blue Bell area, check out other zip codes nearby 19422.
Review average rates in another zip code:
19422 homeowners insurance rates

Home Replacement Cost Coverage in 19422

Average Building Cost Per Square Foot in 19422: $136

Location: Blue Bell, Pennsylvania (Montgomery County)

Average Square Footage in 19422: 3,527 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19422 before you start any project. Blue Bell homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19422 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19422 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,527 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Blue Bell area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1363,527$479,700
Additional Upgrades & Added Features$1703,527$599,625
Major Home Updates or Advancements$2043,527$719,550

It's important to understand that when you estimate your replacement cost of your home in the 19422 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19422

Allstate Insurance-Gary Pearce

Address: 1521 Narcissa Rd Blue Bell, PA 19422
Phone: (267)289-0400
Website: agent.allstate.com/GARYPEARCE2

CBiz Benefits & Insurance

Address: 4 Sentry Pkwy Blue Bell, PA 19422
Phone: (610)834-1410
Website:

Best Home & Auto Insurance Agencies in 19422

Bong Hee Yoo Ins Agency Inc - State Farm Insurance Agent

Address: 6198 Butler Pike, #105 Blue Bell, PA 19422
Phone:
Website:
Info:

CBiz Benefits & Insurance

Address: 4 Sentry Pky Blue Bell, PA 19422
Phone:
Website:
Info:

Stanley J Vare Jr Ltd - Nationwide Insurance

Address: 1101 Dekalb Pike Blue Bell, PA 19422
Phone:
Website: http://www.philadelphia.citysearch.com/profile/external/33777999/blue_bell_pa/stanley_j_vare_jr_ltd_nationwide_insurance.html
Info:

Lee, David - Allstate

Address: 1360 Dekalb Pike Blue Bell, PA 19422
Phone:
Website: http://www.allstateagencies.com/DavidLee/Welcome/
Info:

Allstate Insurance-Gary Pearce

Address: 1521 Narcissa Rd Blue Bell, PA 19422
Phone:
Website: http://www.agent.allstate.com/GARYPEARCE2
Info:

Housing Demographics for 19422

Population Review for 19422 Zip Code

For the city of Blue Bell, the population within 19422 has increased to over 20,861 residents in population size. The current population total is 20,117. We have broken down the population based on race below. In 19422, there are over 9628 in male population and 10489 females.

PopulationValues
Total Population20,117
White Population14839
Black Population1342
Hispanic Population758
Asian Population2696
Hawaiian Population7
Indian Population15
Other Population215
Male Population9628
Female Population10489
Population Estimate20861

Household Data for 19422

The average number of homes in 19422 is around 7,763, there are an average of 2.56 per household. The average house value according to local real estate values is around $479,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,763
Persons Per Household2.56
Average House Value$479,700
Income Per Household$133722
Median Age45.6
Median Age Male43.7
Median Age Female47.4
19422 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code484/610
CityBlue Bell
City Alias NameBLUE BELL
CountyMontgomery
County FIPS091
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV33874
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1001
Number Of Employees21692
Business First Quarter Payroll549468
Business Annual Payroll2025843
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1924009
Congressional District04
Congressional LandArea1517.84
Delivery Residential8149
Delivery Business777
Delivery Total9495
Preferred Last Line KeyX17260
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameMontgomery County-Bucks County-Chester County, PA
City State KeyX17260
Land Area12.265000
Water Area0.005000
City Alias Code
City Mixed CaseBlue Bell
City Alias Mixed CaseBlue Bell
Box Count274
SFDU5744
MFDU171
State ANSI42
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number410744
Unique ZIP Name
SSA State County Code39560
Medicare CBSA Code33874
Medicare CBSA NameMontgomery County-Bucks County-Chester County, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseMontgomery

Pennsylvania Homeowners Insurance News & Information

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